1% only if got 5x TP during transaction, if 1x or 0x...earn almost nothing haha..

Is it good? I not sure, I'll close my HLB's accounts once they really revise that STUPID card's benefits.
But 1 thing for sure is, I need to start digging which bank's cash back cards will suit my spending the most

Well, then I have to choose which is the best for me. As said before, getting cash backs are a bonus for me when I spend, so I'm not losing anything even if this bonus will be taken away.
On the side note, for the first time when OCBC revise their cash back from 5% to 1%, I do feel very butthurt and like want to go to their branch and make huha out of it. But then after think twice, my rm1000 spent I only need to pay rm950 so I'm getting rm50 a month.
Next card was this MBB dual cards, the hurt fell are less since I can source for other cards.
So if any cards that I'm holding currently revise the benefits, I just leave it. If still have something, I'll keep it, else just cancel it, no need to huha too much.
Not to mention, my monthly spending only rm500-800 and the rest are helping others to spend.
https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx
I'm talking on this card

Yeah I know, applies to all banks too.

Sorry must comment on this, I just searched, that's FD not savings sis =) I thought really got savings account give me 4% 

Do a balance transfer to an AEON card. Or even borrow from a relative.

Financial planning is a necessity, banks can become your ah long if you don't pay promptly. And they're legal ah long so you can't even report to police =)

Has anybody managed to increase their credit limit by submitting EPF statement only?

It's not possible anymore because someone who is not working could contribute to EPF nowadays.

Of course! Go pump now or tomorrow.

replacement of maybank debit card?

Okay, i just have to change my debot card then. Have been waiting for so long now.

Anyways, thanks fruitie 

im holding maybank2card gold and ikhwan platinum(applied bout 6 month ago).
both applied via phone and no document was submitted 

Any success ? My past few experiences (MBB CC) are all the same, bad and slow.
e.g. 30k CL asking for 5k extra only, CS will say need few days to get approval, in the end rejected. Some didn't bother to get back to me and already past the "emergency usage period needed".

In the end, I use other foreign banks CC, CL increase 10k within 2 hours or sometimes immediate.

SCB was not work for me as I requested to temp increase, the CS then said need 3-5 working days... and I do mentioned I need it by tonight for travel purpose, end up use other card instead