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Credit Cards Maybankard 2 Gold & Platinum Cards V16, We want 5% cash back - GUARANTEED

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DarReNz
post Mar 15 2016, 07:55 AM

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so everyone will use the card for retail, dining, telco, groceries, online transactions only to get 5x points on 15 apr onwards doh.gif

This post has been edited by DarReNz: Mar 15 2016, 08:05 AM
DarReNz
post Mar 22 2016, 08:42 AM

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QUOTE(Davidtcf @ Mar 18 2016, 10:27 PM)
what's interchage fee revenue? charges to the merchant is it when a card is swipe? 1.8% still very low leh now reduce to 1.1%???
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http://www.thestar.com.my/business/busines...of-debit-cards/

http://www.theborneopost.com/2016/03/18/ba...t-card-reforms/


What is interchange fee?

Interchange fee is a fee payable between the merchant’s bank (also known as the “acquirer”) and the cardholder’s bank (also known as the “issuer”) in a payment card transaction.

Interchange fee is typically payable by the acquirer to the issuer to compensate the issuer for certain costs incurred by the issuer in facilitating a payment card transaction. Interchange fee may also flow from the issuer to the acquirer to compensate acquirers for the cost of enabling payment card acceptance by merchants.


What is merchant fee or merchant discount rate (MDR)?

Merchant fee or MDR is a fee payable by a merchant to an acquirer for enabling the merchant to accept payment cards.


What is the relationship between the interchange fee and the MDR?

Interchange fee is incorporated into the MDR by the acquirer. Increases in the interchange fee would cause acquirers to raise the MDR.

This post has been edited by DarReNz: Mar 22 2016, 08:58 AM
DarReNz
post Apr 4 2016, 09:18 AM

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QUOTE(fruitie @ Apr 3 2016, 11:12 PM)
Of course dining, what else can get 5%? doh.gif sweat.gif
This is not the first case though, few hotel swipes from others also under dining.
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i think there are more cases of restaurants that were under the hotel MCC instead of the above
DarReNz
post Apr 7 2016, 11:56 AM

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you can still use this card for http://www.agoda.com/maybank
DarReNz
post Apr 7 2016, 02:30 PM

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QUOTE(sj0217 @ Apr 7 2016, 01:30 PM)
Somehow I found that normal Web page Agoda is more cheaper than Agoda/Maybank  sad.gif
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i just booked a hotel in ipoh somehow still cheaper 20 bucks with the link sweat.gif

This post has been edited by DarReNz: Apr 7 2016, 03:28 PM
DarReNz
post Apr 7 2016, 09:56 PM

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QUOTE(sj0217 @ Apr 7 2016, 07:23 PM)
Ya logically, however, the discount for 7% from MBB card has already showing before key in, so I straight away booked from Agoda website
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i actually compare also but noticed that most of the hotels agoda already hike up the price RM10 or more when using 7% link ... but for me still cheaper ..... if you go to the original hotel website same price no discount at all
DarReNz
post Apr 7 2016, 09:57 PM

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QUOTE(akping_1 @ Apr 7 2016, 06:34 PM)
As i know the discount price only appear after you key in your Maybank card number
now i only book hotel on Wed using cashback.milkadeal
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so the cashback just stay in the milkadeal account to be used for next hotel you book ?
DarReNz
post Apr 8 2016, 09:37 AM

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QUOTE(akping_1 @ Apr 7 2016, 11:46 PM)
For Agoda, cashback.milkadeal wed special offer, can get up to RM55 cash back for booking >50USD /~RM220 , should be much better than 8% offer
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so if u book on other days u still get some cashback ? or wed you get the highest ?
DarReNz
post Apr 8 2016, 09:39 AM

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QUOTE(herc @ Apr 7 2016, 10:13 PM)
u can request it to transfer to ur local bank account, after it is available for redeem, normally 60 days after ur card been charge.
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i check the website if you get RM35 and also 5% cashback yeah will be cheaper than maybank 7%, just like you said need to remember you still have money in the account and need to transfer after 2 months doh.gif

This post has been edited by DarReNz: Apr 8 2016, 09:39 AM
DarReNz
post Apr 8 2016, 01:52 PM

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QUOTE(akping_1 @ Apr 8 2016, 11:53 AM)
other day is only RM35 cashback for >50USD booking, Wed the highest RM55 cashback,

i think v r OT d...
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ok so on Wed also >50 USD booking ? hmm I'll try to compare it next wed since agoda i put pay later =)
DarReNz
post Apr 13 2016, 04:31 PM

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QUOTE(herc @ Apr 8 2016, 01:49 PM)
they will send u an email when it is redeemable.
no minimum purchase amount for RM20 voucher.
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ok i check the website again it says either get RM55 or 5% cashback not both sweat.gif


Get upsized Cashback of RM55 for each transaction (above USD50 order) when you make your booking between 12.01 am - 11.59pm every Wednesday. You will still get 5% Cashback for each transaction for bookings below USD50. Happy Wednesday!
DarReNz
post Apr 18 2016, 12:35 PM

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QUOTE(haru20 @ Apr 18 2016, 12:01 PM)
Im still keeping this card, for 5% dining & 5x Treat points on retail purchases (Online purchases). As my points are still accumulating, once redeem will decide whether to continue keeping.

Usually used my point on voucher and on-the-spot redeem purchases in shopping center.
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if you have other cards that gives cashback for online transactions, you should use them instead nod.gif
DarReNz
post Apr 18 2016, 12:41 PM

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QUOTE(cybpsych @ Apr 16 2016, 11:37 AM)
where's parkson vouchers ?
DarReNz
post Apr 24 2016, 01:16 AM

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now think about it if you use online cash back card to pay posonline for aeon card (3-4%cashback), then this card only get 5x points (1.25%cash back) so no point use this card d right ?

This post has been edited by DarReNz: Apr 24 2016, 01:18 AM
DarReNz
post Apr 26 2016, 09:25 AM

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QUOTE(Steven7 @ Apr 25 2016, 10:28 PM)
Thanks for all the response, may I know why is it not advisable if the exchange rate will be roughly the same?

It'll be easier if I just applied another CC from SG bank (say OCBC) later on?
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probably better you apply cashback sg credit cards instead nod.gif
DarReNz
post Apr 27 2016, 08:01 AM

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QUOTE(BRY7 @ Apr 27 2016, 07:47 AM)
so i presume that its still 5xTP?
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yeap still 5x points
DarReNz
post May 1 2016, 11:20 AM

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QUOTE(vin_ann @ May 1 2016, 07:13 AM)
Just swiped my M2C Amex at McD !
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now can use cc at McD ? cool2.gif
DarReNz
post May 2 2016, 07:50 PM

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QUOTE(vin_ann @ May 2 2016, 07:53 AM)
Pics tell thousand words.

I only can relate to that HK mcD store experience smile.gif
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I thought you can DIY burger sweat.gif
DarReNz
post May 20 2016, 08:08 AM

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QUOTE(beyond86 @ May 19 2016, 08:19 PM)
I damaged my cards they replaced new card but no charge.
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you must be lucky then normally CS will tell you in order to get replacement card need to file police report only free
DarReNz
post May 22 2016, 12:19 AM

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QUOTE(MilesAndMore @ May 20 2016, 09:18 AM)
I've requested for replacement card for my Maybank credit card twice and they agreed to waive the replacement card for me. The was without police report or anything.
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you had to ask twice ? when did you applied for the replacements ?

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