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Credit Cards Maybankard 2 Gold & Platinum Cards V16, We want 5% cash back - GUARANTEED

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victorywp
post Apr 5 2016, 08:39 AM

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QUOTE(hjh87 @ Apr 5 2016, 08:17 AM)
Guy, possible to get a temporary increase in credit limit? For Maybank 2 Gold card.
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yes, just give the cs a call and tell them the reason you need for increase.
blstz
post Apr 5 2016, 09:24 AM

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just wondering, in view of the coming treatpoints reduction, is Celcom bill payment considered under utilities category? if yes then have to transfer the autopay to another card.
hjh87
post Apr 5 2016, 11:59 AM

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QUOTE(victorywp @ Apr 5 2016, 08:39 AM)
yes, just give the cs a call and tell them the reason you need for increase.
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Just called, not possible.

Guy, want to check whether is this doable? Let say I have credit limit of RM6k and I want to buy a PC cost RM7k, CC have not been swipe within this month, but I go and deposit another RM1k into that CC account, can I go and made the payment for the PC at RM7k now?
kenlui
post Apr 5 2016, 12:07 PM

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QUOTE(hjh87 @ Apr 5 2016, 11:59 AM)
Just called, not possible.

Guy, want to check whether is this doable? Let say I have credit limit of RM6k and I want to buy a PC cost RM7k, CC have not been swipe within this month, but I go and deposit another RM1k into that CC account, can I go and made the payment for the PC at RM7k now?
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Yes it is possible.
victorywp
post Apr 5 2016, 12:26 PM

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QUOTE(hjh87 @ Apr 5 2016, 11:59 AM)
Just called, not possible.

Guy, want to check whether is this doable? Let say I have credit limit of RM6k and I want to buy a PC cost RM7k, CC have not been swipe within this month, but I go and deposit another RM1k into that CC account, can I go and made the payment for the PC at RM7k now?
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it's possible for temporary increase but you need to give good reason, for eg, for medical purpose, for overseas travelling, etc. but after they increased, you may use to buy your pc. lol...

yes, you may deposit another rm1k into your cc to make your available credit limit increase from rm6k to rm7k before purchasing your rm7k pc.
hjh87
post Apr 5 2016, 01:07 PM

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QUOTE(victorywp @ Apr 5 2016, 12:26 PM)
it's possible for temporary increase but you need to give good reason, for eg, for medical purpose, for overseas travelling, etc. but after they increased, you may use to buy your pc. lol...

yes, you may deposit another rm1k into your cc to make your available credit limit increase from rm6k to rm7k before purchasing your rm7k pc.
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Too bad, deposit money into the account to increase the limit is doable. But this method cant apply for flexi payment, as I just called maybank to clarify with them.
victorywp
post Apr 5 2016, 01:44 PM

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QUOTE(hjh87 @ Apr 5 2016, 01:07 PM)
Too bad, deposit money into the account to increase the limit is doable. But this method cant apply for flexi payment, as I just called maybank to clarify with them.
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yes, you need to have permanent increase for flexipayment.
maskedchan
post Apr 5 2016, 04:19 PM

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QUOTE(hjh87 @ Apr 5 2016, 01:07 PM)
Too bad, deposit money into the account to increase the limit is doable. But this method cant apply for flexi payment, as I just called maybank to clarify with them.
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temporary credit limit increase also cannot be use for flexi payment
hjh87
post Apr 5 2016, 04:36 PM

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QUOTE(maskedchan @ Apr 5 2016, 04:19 PM)
temporary credit limit increase also cannot be use for flexi payment
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Yup, know that after I've called their customer service.
TSalexwsk
post Apr 5 2016, 04:43 PM

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QUOTE(hjh87 @ Apr 5 2016, 04:36 PM)
Yup, know that after I've called their customer service.
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ask the shop to split the payments into two
one RM1k and the other one RM6k flexi
hjh87
post Apr 5 2016, 04:57 PM

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QUOTE(alexwsk @ Apr 5 2016, 04:43 PM)
ask the shop to split the payments into two
one RM1k and the other one RM6k flexi
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Thought of this as well and ask the sales team, they said not possible only can do one payment. sweat.gif
kelvinlzy
post Apr 5 2016, 06:24 PM

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QUOTE(hjh87 @ Apr 5 2016, 04:57 PM)
Thought of this as well and ask the sales team, they said not possible only can do one payment.  sweat.gif
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Supposedly can, I tried that before with other merchant. Either they dont know or dont want to do it.
hjh87
post Apr 5 2016, 06:29 PM

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QUOTE(kelvinlzy @ Apr 5 2016, 06:24 PM)
Supposedly can, I tried that before with other merchant. Either they dont know or dont want to do it.
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Ask direct from Dell Sales Team, said can't most probably they dont want to do it. Cause just provide two different invoice that all.


fruitie
post Apr 5 2016, 08:47 PM

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QUOTE(hjh87 @ Apr 5 2016, 06:29 PM)
Ask direct from Dell Sales Team, said can't most probably they dont want to do it. Cause just provide two different invoice that all.
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Well, if it's Dell then not possible lo. If normal shops, sometimes they will.
If everything else fails, then quickly request for permanent CL increase. You do know flexi payment will take up your CL as well ya and it will increase every time you pay.
monara
post Apr 5 2016, 10:03 PM

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QUOTE(blstz @ Apr 5 2016, 09:24 AM)
just wondering, in view of the coming treatpoints reduction, is Celcom bill payment considered under utilities category? if yes then have to transfer the autopay to another card.
*
when does it will be effected? Currently still 4000tp =rm10 right.

Sadly to say, somehow i plan to terminate this cards, as seems no significant benefits it carries anymore.
5% dining, rarely used.
5 x tp amex, only about 1.2% cash rebate, might searching for other cards with better rate.
Amex card, is it always have good offer/promotion?

Is there any other thing that i have overlook or miss about this card?
Now thinking to redeem all my tp before terminating it.
victorywp
post Apr 5 2016, 10:09 PM

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QUOTE(monara @ Apr 5 2016, 10:03 PM)
when does it will be effected? Currently still 4000tp =rm10 right.

Sadly to say, somehow i plan to terminate this cards, as seems no significant benefits it carries anymore.
5% dining, rarely used.
5 x tp amex, only about 1.2% cash rebate, might searching for other cards with better rate.
Amex card, is it always have good offer/promotion?

Is there any other thing that i have overlook or miss about this card?
Now thinking to redeem all my tp before terminating it.
*
the tp reduction is not on the redemption part, it's on the earning part.
cyang
post Apr 5 2016, 10:27 PM

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anyone tested to temporarily increase the credit limit to x5 from original?

wish to pay house dp. haha.
herc
post Apr 5 2016, 10:30 PM

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QUOTE(cyang @ Apr 5 2016, 10:27 PM)
anyone tested to temporarily increase the credit limit to x5 from original?

wish to pay house dp. haha.
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i tried 100%, if more than that failed.
cyang
post Apr 5 2016, 11:23 PM

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QUOTE(herc @ Apr 5 2016, 10:30 PM)
i tried 100%, if more than that failed.
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Erm. let me try see can get 200% limit increase or not. haha.

lthemanz
post Apr 6 2016, 12:05 AM

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Was bent on canceling my maybank 2 card as they keep on reducing the benefits. So called Public bank asked where to get the form to sign up all my utilities for auto debit and they said need to do at each and every merchant. Sometimes so frustrated with maybank but then realize some things Maybank really make it easy, just fill their autodebit form for all your utilities one go then fax / email Maybank.

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