And you will only get your cash back around Feb. No thanks I guess..

Nope. For credit cards, banks will change and send to you automatically. However, it will be done in batches. So you have to wait till it's your turn.

Mine already shown "Pending for Activation" in M2U since more than a month ago. Called Maybank, I will be in Sept/Oct batch. Long way to go...

Yes, it's RM 1= 400 points.

I believe the extra points needed were for postage. You can go to The Gardens, 1U as well. I have redeemed before at the Gardens and KLCC.

That's your usual dining cash back. Not from this campaign.

Hotel? Some hotels use dining MCC.

It's a bonus for you though because that hotel using dining MCC.
Rightfully it shouldn't be the case.

No effect on them. They still get the payment regardless of the MCC.

It is up to the bank to give you the credit limit but it should be around 2x-3x of your monthly salary.
Anyway, Maybank is well-known for low credit limit among other banks which are more generous.

What have you spent on and when did you spend it?

No. Processing time is up to the merchant, not because of AmEx. I know Dell online didn't process payments on weekends. Now not sure.
Back to your question, there's shouldn't be any issue for Agoda to process during weekends. That's my opinion la. I think I have used during weekends before when the 5% cash back was still there.

Yes. Already started using it since last month. Last month started with ePay, this month with UOBPayOnline and they were updated quite fast too in MyTNB.

Can always change to Visa, I have tried two times.

Same card no. is for sure. As for CVV, since AmEx only has a few CVV, so I'm not surprised it is the same but for Visa/MasterCard should have different CVV. Both cards will come with different expiry date.

Erm, all active and can be swiped? Rightfully once you activate either Visa or MasterCard, the other one is auto deactivated.
I have changed mine twice or thrice but only one of them is active. Now I'm on MasterCard, kinda lazy to change to Visa though I wanted to because my Ikhwan is already MC.

This post has been edited by fruitie: Sep 14 2016, 01:39 PM

Good for you. Probably it is a loophole for your case.
Anyway, I just keep that card in drawer.

Not really. They still need it for some cases.

My Maybank2Cards were invited by them, so no documents.
Maybank Ikhwan applied via phone, no documents required but got rejected.
Applied through email, just submitted all documents in case la..
My salary is paid via Maybank.
Having M2Cards and Ikhwan.

So far I changed it via call and branch. You can try email. Just tell them you want to change from your existing MC to Visa.

I believe the Gold card is no longer usable, just that it may show in your M2U but cannot be used anymore.