QUOTE(maskedchan @ May 8 2016, 12:26 AM)
you can try with offer letter..
previous still can but not sure they still accept that..
Offer letter means nothing basically, letter of confirmation of service may have some evidence that you are employed, but different company, different duration. In other words, payslip are better.
QUOTE(sub_noob @ May 8 2016, 11:08 AM)
Try to give a copy of your degree cert. Have higher chance of getting it
QUOTE(sub_noob @ May 9 2016, 12:27 AM)
I mean offer letter together with degree cert. Ive done that last time because my saley lower than the requirement.
If havent secure any job, you cant apply anything right?
Old days you sure can use such documents to apply, but now degree holder's quality are same as SPM holders last time.
Last week I went to see a house that cost rm800k, the agent on the spot ask what field I'm in, when I tell her from O&G, she can directly tells me which bank willing to do my business, CIMB, BSN, BI on the spot reject without seeing any documents, PBB, MBB need to see first. I tell her now to tell the banks I'm a half Qatari and working in Qatar and more banks opening up the door to see my documents first before approving
Nowadays banks are on defensive mode on approving loan and cards