20% is very high already in my opinion

well u can sell half & take profit. balance keep.

who know can climb more later 

some motivational post for my "shiok" sendiri....
 
since 29 Feb.....
my portfolio + 2.5% 
but my IRR is just +0.8% 

How to have net loss position but IRR is positive? 🤔

This happens because of the timing of deposits and withdrawals.

I'm not sure if this is the correct explanation :

01/01/14 - unit price = RM1.00
Purchase 10 units
Cost RM10

31/12/14 - unit price = RM2.00
Purchase 10000 units
Total Units 10010 units
Cost RM20,000
Total Cost RM20,010

01/01/14 - unit price = RM1.90
Redeem 10010 units
Redemption Value 19,019

Where fund NAV has gone up, but investment value has gone down.

RHB Global Equity Yield Fund, not popular anymore

I'm holding a lot of cash, like 20% over the portfolio... now IRR lagging because of that  but better than suffer losses I guess

just allocate to your desired % of a diversified allocation.....(add another 5% to that market that is lowest on valuation)

wow...that is some serious money you got there.....  
may I suggest you use the Polarzbearz worksheet, downloadable from page # 1
read and understand how to use it....
after you had keyed in the required info....
wah-lah...a great view to see how your countries/region of allocation are.

from your current FSM a/c view...now much details of how and where yr money goes...
need to some calculation and reading of each fund fact sheet to see how it goes....

with that money....try talk to FSM CIS?

Oops, not my intention to cause panic here. I've held GEYF for a while and its performance is just lackluster. So wanted to jump ship and put it into GTF la. Not exiting yet. But this RHB switching charges is quite annoying 

Macam mana ni? Buy equity fund. Die. Buy bond fund. Die. I know, I know. We all buy ASM ok? 
I got Libra Asnita Bond Fund and Eaststpring Bond Fund in my portfolio already. Looking for other exotic bond funds. 

got this from the email....

Dear valued investors,

I would like to introduce you a very useful tool in FSM - Portfolio Simulator. The portfolio simulator is a tool that allows you to simulate the performance of the portfolio based on different back test period.



Regards,

AmCommodities' losses

U invest solely in UTs? Do u invest in shares and properties too?

wanna use this for guide?
STAR RATINGS FOR THE VARIOUS MARKETS
https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

Don't have information on IRR is quite hard to make good decisions.

So the comment below is strictly on personal preference of the funds
I would dump the following funds (and probably never to buy them again)
- Affin Hwang Asia Opportunity fund - switch to ponzi 1.0
- EI global emerging markets - highly correlated to asia pac equity funds and forever lagging
- Pacific Global Stars - dumped this long time ago, performance even worse than GEYF

If you are a 100% equity funds person, may as well just sell RHB asian total returns, it's kind of moving side ways these days

The IRR information is a lot more meaningful and I agree with ur conclusion to dump that 2 funds with low IRR while you can
I noticed you have the same funds that u put in both inactive and current holding. What I would do is as long as I still hold those funds, I'd put them all in active so that I can calculate the effective IRR for that fund. Kinda help to monitor if overtime u end up buying high n selling low also

In terms of diworsification that we spoke lately, you do have a lot of funds for a single segment. Consider to consolidate them, that for each segment you only put in 1 or 2 strongest performance funds. I'm guilty of that too actually

I would use chart center function and put all those funds in the same segment n compare their performance for mid-long term to decide which one to go for. IRR very much depends on your entry price but there may be better performance funds in the same segment

Edit: On laptop can show you the chart centre graph
[attachmentid=7305624]

Since you held most of the funds for quite a while, I used 5 years annualised for a comparison. Remember I say I don't like EI global emerging market fund? Look at the annualised return, only 6% compared to the rest mostly double digit returns.
As to HSAO, it's a lot less than ponzi1.0. I was cursing AmAsiaPac Eqt income earlier, but recently it's regaining lost grounds, so I'm playing 'wait and see' for now

You should do the same for your global and local funds to help you decide what to keep n what to dump

As a person who works with sick people I can vouch for this.

I give free of charge consults and public health screenings they say this is a trap to get them to pay.

Then when their daughters or son or themselves have scoliosis or disc prolapse they say I wanna seek this second opinion, can I not do MRI because so expensive and what not.

In the end their indecisiveness causes their conditions to worsen.

Then there are those who listen to the market aunties that sell amway products that can cure scoliosis and back pain and it's like 300rm per bottle compared to the 15k fully researched treatments for back pain or scoliosis.

These people don't go far in life and will always wait and wait for the golden Apple to fall in their hands.

Also these are the same people who always fall in the traps of ponzi and mlm scams.

LOL did they just use PoGo to teach investing?

Try working for 8 years in the business and you know the 11 year old kid has 50 years of having a steel rod doing inside her or worst having the worst scoliosis at 60 degrees and daddy doesn't wanna pay because he says government sector can do while you look at their family history of heading to holidays and holding a spanking Samsung edge 7 and you come back to me saying I do not understand them.

And about the PoGo it's a jest between me and the poster so bugger off if you aren't included in the conversation

Payment must be made and CLEARED by 3PM Thursday.

Read the T&C la, DOCTOR!

some of us have to go back to kindi you know to relearn how to write our A, B, Cs, all over again.