I've dumped all my remaining FSM funds. Total portfolio loss since I started in July 2014 is 5.8%. Not to bad actually but I think there are better 'investments' out there which can generate better returns in a shorter period of time.

From what i've experienced so far and am reading today, the worst in the stock markets is yet to come and we're far from the bottom.

But I wish all of you the very best. And I thank all those who patiently answered my silly questions and provided their valuable insight either on thread/in PM's. Much appreciated! 

Ill still be on this thread occasionally.