check this out?
http://www.fundsupermart.com.my/main/resea...tormaincode=All

http://www.fundsupermart.com.my/main/resea...ober-2013--3983

Actually, that's not quite accurate. Its just a misconception that noob UTCs perpetuate to get their clients to buy new funds, switch etc.

Apart from market forces, the unit price drops (significantly) when
1. the manager decides to split the units, eg : 100 units @ NAV1.00 => 200 units @ NAV0.50
2. the manager declares distibutions eg : 100 units @ NAV1.00 declares 0.01 distribution/unit => 100 units @ NAV0.99 + RM1.00 distribution

With that being said, NAV is purely a reflection of how much it cost to buy a unit in the fund right yesterday. I would strongly suggest tracking performance using  MYR values instead.

while waiting for value added responses....I found this while googling...
How to calculate NET annualized returns ( ie. after deducting Fundsupermart sales charge)
note the responses from "weiji"....
https://www.fundsupermart.com/main/communit...d=000981&page=1

https://www.fundsupermart.com/main/communit...d=001626&page=1

Hero or Zero... the verdict is still out.

There is no right or wrong way to invest... if you're feeling you are born lucky and willing to take the risk, then by all means plunge in and speculate... don't let others deter you from making some fast money. Let them look in envy when the market crashes 20%. 

I would only give my 2 cents that we should not forget the initial financial objective that was set. If the objective was to speculate for fast returns, then don't change it mid way to buy-and-hold. Use the hit-and-run method as said by someone when we were in Genting.

Me: "We have several hours to play till the early morning."
Pro: "Why set the clock? You want to gamble to kill time or gamble to win?"
Me: "huh???"
Pro: "If win big, run lah! Why still want to continue, for entertainment, is it?"

============

And with almost zero sales charge (and zero exit fee), perfect platform to speculate and buy and sell... maybe better than switching to and fro from mm funds without bothering to check whether there is any switching fee or not.

YTD ROI is 5X.XX%

Volatility is 38.XX%

Scary roller-coster UTF. Need to have a ball of steel to masuk. Purely only useful for speculative fund fun.

Xuzen

yea dividend distribution. you want a clearer picture of your earnings, wait till the distribution is complete.

When it drops a lot more than everything else (share index or bonds), it is most likely due to a drop.

In this case, it looks like there is a distribution on 2016-05-16. See http://www.fundsupermart.com.my/main/fundi...nouncement.svdo

This give newbies a fright, without fail. Funds should not bother with distributions.

The problem is from a marketing point of view, they need to attract investors who think "wow" they are getting distributions without realizing that it makes no difference to the value of their holdings.

From a marketing point of view, other instruments also attracts idiots who can only see the 5% from PB without realizing it doesn't apply unless it's for the full year.