You mean they no use crytal ball wan meh?

My portfolio IRR break previous high of 11.08% in Oct'15, currently at 11.18% as of 21/7.

We count on Bro Xuzen's crystal ball. Dont need theirs.

EPF: Set to remove 30% cap.
From 1 August, Employees Provident Fund (EPF) members can invest in unit trust funds that are fully focused  on  investing  overseas,  as  long  as  they  are  funds  recognised  by  the  EPF,  as  it  has  removed  its  30%  foreign  exposure  cap 
on investments  undertaken  by  members.  Currently,  members  can  use  part  of  their  savings  parked  under  Account  1  –  to  invest  in  unit  trust
funds, including those with no more than 30% foreign exposure, though a 5% allowance in excess of the 30% threshold is permitted if it is due to share market movements and/or redemption activities conducted by investors.
(Source: The Edge Financial Daily)

http://www.theedgemarkets.com/en/article/e...t-remove-30-cap

i got the same one too...

he said: Hello,

Interested in an investment that returns 20% on a monthly basis ? And the BEST part is the monthly return directly bank into your account.

Maximum investment allowed is RM 4,200. Every month you get RM 760.

Can withdraw anytime at only 1% penalty. Meaning, you can try 1 month and still make a few hundred ringgit in profit smile.gif

PM me if interested to know more.

i asked: if you don't gives me RM 760 every month how?
go burn your house?

he said: well, it's not me who will be giving the rm760.

but this is the risk everyone is taking by joining such investment.
there is no capital guarantee.

the company will definitely continue to give out the promised return, until the day they can no longer able to. for us as investor, is to try predict how long the company is going to be around.

i asked: in that case....this is sort of "skim cepat kaya"...

he said: indeed.

hmm... the spam that everyone got, and I DONT HAVE one? 

*Not that I wanted it la*

ramjade stick to your ASX.... These skim cepat Kaya not suitable for little boys. 

Xuzen

FSM website is easy to get lost in, what's with the links and news!

Can anyone point me to where I can find the current offers/promotions FSM has?

Below is my Main portfolio July performance based on 29/7/16 NAV

			May	Jun	Jul
Overall		IRR	8.95%	10.25%	12.21%
Top 3 Funds	% of Port
AmPrecious Metal	9.4%	IRR	54.2%	73.5%	75.7%
EI Small Caps	4.1%	IRR	19.23%	18.97%	19.14%
RHB Small Cap Opp	2.6%	IRR	7.56%	15.99%	14.03%
Bottom 3 Eq Funds	% Port
AMB Ethical	4.6%	IRR	-6.13%	-4.32%	-3.56%
TA Small Cap	1.2%	ROI	-6.06%	-6.24	-2.71%
RHB Smart Treasure	2.5%	ROI	-5.48%	0.98%	-1.16%

Anyone here going to FSM luncheon on Private Equity?

When I logged into FSM today, I got this pop out.

[attachmentid=7245209]

last day of promo fund top up ka?

i was refering to the statement......"investing in the same market". be it big or small...if MO1 is named....i think both BIG/SMALL also affected...nope?

isn't bond funds totally boring ??

Actually even during not so bad times also
Let's see my funds with returns >10% (all funds invested for >1 year)
1. Ponzi 1.0 - 10.99%
2. KGF - 11.1%
3. RHB ATR - 16.57%
4. RHB Asian Income - 10.08%

Pretty balanced wor, 2 EQ fund and 2 balanced/bond fund. In fact the highest is the bond fund

But of course my risk appetite is not like the others in this thread, so I won't have anything near 70% IRR

That is why...must diversify