It's monthly lol.. CMF is daily..     

Still, CMF is more convenient.

Say, this month after deducting my budgeted expenses, I foresee to have RM300 of excess cash, I can dump into CMF today.
Next month...RM250.
Next next month...I forecast shortfall of RM400...I sell RM400.

I cannot replicate this with eGIA-i unless I'm HNWI with excess of >1K so that I can place and uplift suka hati

Ask anyone here I'm sure they'd still say CMF wins hands down in terms of flexibility.

Does the additional interest earned worth the trouble?

Indicative Profit Rate (% p.a) 4.00

Investor 70%? so is 2.8% per annum?  :confused:

Is this eGIA-i refer here is at http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

  4.00 x 70% = 3.75%????

RM 1000 in after a year Get RM40

70% for RM 40 = RM 28

RM 28 / RM 1000 = 2.8% 

Just imagine at 2:48PM u see markets collapsing and u wanna top up big chunk sum

Which one faster?

Is it like a fixed deposit ?

It seems to be Not covered by PIDM. Principal is not guaranteed     

Friend Prince_mk,

In a recent investment talk I attended, the speaker assigned a neutral rating to Malaysia. When an analyst / fund manager gives a neutral rating, it means it can go either way.

So, my question to you friend Prince_mk, do you feel lucky? Do you?

Xuzen

Ooo... meaning stop topping up ESISC and look at other funds.

Thanks Bro Xuzen you are Great.

You really have no intention to let anyone earn your money one hor....
Not the bf/husband material 

Anyway, answers to your questions
1. No, you buy on which platform that would be where you can see your holdings, FSM wouldn't know you bought the same fund from elsewhere. Otherwise mana ada privacy  The technical details I malas to explain, see if got any experts bother to add or not la

2. Yes, FSM has transfer promo, no charges for any transfer in of the funds currently available on FSM

Bonus answer - The spreadsheet in post#1 is good to keep track of all your funds bought on different platforms.

Credit ninja bonus answer - Transferred in equity funds can do credit ninja trick... now... that's potentially saving you lots of money from switching fees. But I can't expect a free meal from you for sure 

It's ok, I don't need the free lunch, the credit ninja was not even my original idea, just improvising from what others discovered.
FSM is a great platform, and an alternative avenue, if we don't let them earn some money, they chaplap then we have to go back to banks and agents which cost even more and give you less

And if there isn't people who's willing to give, then this thread would not be lively with ppl sharing predictions, nice charts, ninja tricks, what not to do in investment etc, or explaining difference between dividends and distribution for the 1000th times

Indeed its really save ur money, but how often will you invest RM 5K and above in order to entitle the 0% SC via eUT ?

have u open an account in eUT / FSM ?

Wah so much tax
Apple's share price will drop

Health Care Select Sector SPDR

AFAIK, only few private hospital players in msia, it doesn't make sense to have a fund to buy just that few counters. If you believe strongly in their potential, you can buy those shares directly lor.... the main ones are IHH and KPJ; sime darby is a conglomerate with a small healthcare segment

No funds that do this in the local scene.

Do check out Al-Aq'ar Islamic REIT, IHH, Caring individual stock if you want to exposed yourself to Hospital & Pharmacy sector.

Xuzen