Erm, I know about feeder funds, I have quite a few too.... care to point out which feeder funds outperform its benchmark? Most of the time they track the benchmark or underperform; but Msian investors would have gotten a higher returns on foreign funds due to ringgit weakening.

Like I say, I do have quite a bit of foreign funds as I feel the need to diversify; and I'm willing to pay in the form of lower returns compared to say EI small cap fund.
But I'm also saying ETFs are popular overseas for a reason; mutual funds usually don't outperform the index unlike the case in Malaysia

Yeah not sure how many ppl will be willing to have RM100K stuck in a fund for the next 7 yrs with no guarantee of a good return.

Anyone knows why I can't register at FSM website? It says "Account creation failed. Please contact system administrator for further assistance."

But then if you only chose 1, very unlikely to choose CIMB small cap right? Kenanga Growth Fund and EI Small cap 10 year return is so much higher compared to CIMB small cap, in fact, all durations also better than CIMB small cap

No offense, just trying to say sometimes fundhouse diversification may not work... there was a term for it right? to describe over diversification

In the long run...who champion?

Spread it over 6-12 months, don't put in one shot.

And don't put all in 1 fund, just my opinion.

At least

Kenanga Growth
1 Global Equity
1 Asia ex Japan Equity
1 Asian bond

That's why I told u to slowly deploy it over 6-12 month to even it out.

But to wait for a meaningful crash? That's wishful thinking. Don't wait, act now. Some crash will never come. The dividend incomes that u (would) receive while waiting for the crash may be more than the capital gain that u may stand to have if u wait.

I read from many sources, discard what is noise and only take what is important.

"News create noises; numbers create momentum"

Xuzen

Haha, okay. I will use the 30 days benefit.

I have 15k. I will start with KGF, Small Cap and Titan, good idea ?

maybe better words to use "low correlated assets/sub-assets"
than diversify / DieWorseIffy 

I thought they export a lot of their stuff?

hehe - correlation % freebies only since i'm kiamsiap
morning the star Xray for mutual funds & https://www.portfoliovisualizer.com/asset-correlations for ETFs & stocks

Most likely bad quarter results

I refer to Q2/2016 which will b out by tis mth

Agent asking me to invest Affin Hwang SOF using my EPF

Question: Is it worth it long term > 10-15 years

If you have props you can use your EPF to pay for the installment.

I kena 2 RHB funds why RHB loves uli so much?

Less talk MOAR mathematics!

Let's take two UTF A & UTF B

Recall the standard formula for portfolio std dev is sqroot of [(w1r1)^2+ (w2r2)^2 + 2w1r1w2r2 x (Corr-Coeff)]

where w = weighting of the UTF, r = risk aka std-dev

In one scenario, where there is little diversification the corr-coeff will be around 1, lets that = 1. Now you put that into the equation, you will see the overall portfolio std-dev will increase. That is why we say little diversification is bad, as shown mathematically.

In another scenario, where there is very good diversification, let's give the corr-coeff = zero. Now you will see the bolded part of the equation becomes zero. Do you see now the portfolio std-dev becomes less than the first scenario?

Hence back to T231H's assertion that putting 7.5% each into Ponzi 1 & 2 instead of into either one only. You check the corr-coeff btw Ponzi 1 & 2, you will see the corr-coeff is very high probably > 0.90, which is close to 1 which means no diversification at all.

T231H, actually, if you do that, that is, putting 7.5% each into Ponzi 1 & 2, instead of reducing risk, you are actually increasing it. Why? Coz numbers don't lie.

Xuzen