QUOTE(wil-i-am @ Aug 28 2016, 09:54 PM)
nope. normally after each of the event, i received CIS' email's of summarized detail of the talkFundsupermart.com v14, Happy 牛(bull!) Year
Fundsupermart.com v14, Happy 牛(bull!) Year
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Aug 28 2016, 10:21 PM
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Senior Member
1,200 posts Joined: Dec 2008 |
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Aug 28 2016, 11:08 PM
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Senior Member
4,436 posts Joined: Oct 2008 |
Merdeka sales lai liao.... 0.57% special discount!
What to buy, what to buy? This is the most pertinent question on LYN - FSM regulars' mind. I too am also curious on what to buy hence I have decided to throw some numbers into Algozen and see what she throws up. So, after crunching some numbers, it looks like this: She still favour Asia-Pac ex-Japan, India and US. For Asia Pac x-Jp: i) Reits x 35% (Can choose either Manulife REITs or AM Asia Pac REITs), if cannot decide, then half half lor! ii) RHB Asian Income x 35% iii) India x 15% (Can choose either Manulife India or CIMB China-India, but I prefer the Manulife pure India since RHB Asia Income is already heavy on China & HK) iv) US x 15% (Can choose either Manulife US or TA Global Tech). Although TA Global Tech by name is global, in its FFS, more than 75% of its assets held are in US stock - market. Total = 100%. Xuzen. P/s: Currently Algozen no like Bolehland, Europe & Gold or Precious Metal. This post has been edited by xuzen: Aug 28 2016, 11:11 PM |
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Aug 28 2016, 11:22 PM
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Senior Member
1,200 posts Joined: Dec 2008 |
QUOTE(xuzen @ Aug 28 2016, 11:08 PM) Merdeka sales lai liao.... 0.57% special discount! What to buy, what to buy? This is the most pertinent question on LYN - FSM regulars' mind. I too am also curious on what to buy hence I have decided to throw some numbers into Algozen and see what she throws up. So, after crunching some numbers, it looks like this: She still favour Asia-Pac ex-Japan, India and US. For Asia Pac x-Jp: i) Reits x 35% (Can choose either Manulife REITs or AM Asia Pac REITs), if cannot decide, then half half lor! ii) RHB Asian Income x 35% iii) India x 15% (Can choose either Manulife India or CIMB China-India, but I prefer the Manulife pure India since RHB Asia Income is already heavy on China & HK) iv) US x 15% (Can choose either Manulife US or TA Global Tech). Although TA Global Tech by name is global, in its FFS, more than 75% of its assets held are in US stock - market. Total = 100%. Xuzen. P/s: Currently Algozen no like Bolehland, Europe & Gold or Precious Metal. btw for US algozen recommended TA Global Tech also ? This post has been edited by aoisky: Aug 28 2016, 11:24 PM |
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Aug 28 2016, 11:24 PM
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All Stars
41,830 posts Joined: Sep 2014 From: REality |
QUOTE(xuzen @ Aug 28 2016, 11:08 PM) Merdeka sales lai liao.... 0.57% special discount! thanks for the result..What to buy, what to buy? This is the most pertinent question on LYN - FSM regulars' mind. I too am also curious on what to buy hence I have decided to throw some numbers into Algozen and see what she throws up. So, after crunching some numbers, it looks like this: She still favour Asia-Pac ex-Japan, India and US. For Asia Pac x-Jp: i) Reits x 35% (Can choose either Manulife REITs or AM Asia Pac REITs), if cannot decide, then half half lor! ii) RHB Asian Income x 35% iii) India x 15% (Can choose either Manulife India or CIMB China-India, but I prefer the Manulife pure India since RHB Asia Income is already heavy on China & HK) iv) US x 15% (Can choose either Manulife US or TA Global Tech). Although TA Global Tech by name is global, in its FFS, more than 75% of its assets held are in US stock - market. Total = 100%. Xuzen. P/s: Currently Algozen no like Bolehland, Europe & Gold or Precious Metal. one of the factor which decide which fund to buy |
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Aug 28 2016, 11:59 PM
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(Pink Spider @ Aug 27 2016, 01:03 PM) Annualised return since launch about 5.45%, not spectacular, but seems to be better than Ponzi 2.0. U interested? QUOTE(Kaka23 @ Aug 27 2016, 04:35 PM) Given the limited funds that aberdeen has, it would be nice to keep options opened for switching purposes if needed. also given the timeline, performance looks ok. but i'm more of a stick to less fund person. aberdeen is slightly lesser on China & HK, compared to cimb AP. |
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Aug 29 2016, 07:21 AM
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All Stars
11,954 posts Joined: May 2007 |
New thread is not needed anymore as now the forum can support more than 2600 post
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Aug 29 2016, 07:25 AM
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Senior Member
4,037 posts Joined: Dec 2008 |
QUOTE(cheahcw2003 @ Aug 28 2016, 08:55 PM) i started with FSM in year 2010. That is 6 yrs relationship liao.All the funds collected over time. Only now i want to do "housekeeping". Easy to buy not easy to sell. Now i taking time to key in the excel sheet and trying to understand the 'IRR'. William.. i dun hv 100k in each fund le... Small investor only. Only manage to reach Gold Status recently.... I tot just do DCA monthly no need look.. but I see some funds can be +20% then few months later -5% means still have to learn to take profit and monitor.... |
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Aug 29 2016, 08:44 AM
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Senior Member
1,309 posts Joined: Jan 2012 |
with this promotion SC,
Do you guys think its good to top up equally to both EI Small Cap and Titan? Currently both these take up 50% of my total investment haha |
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Aug 29 2016, 08:53 AM
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All Stars
41,830 posts Joined: Sep 2014 From: REality |
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Aug 29 2016, 09:18 AM
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Senior Member
10,001 posts Joined: May 2013 |
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Aug 29 2016, 09:37 AM
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(elea88 @ Aug 29 2016, 07:25 AM) I tot just do DCA monthly no need look.. but I see some funds can be +20% then few months later -5% means still 6 years is a long time. so yes, maybe accumulated more funds than you intended.have to learn to take profit and monitor.... While buying UT does not require active management, it's not about JUST DCA and not bother to look. Personally speaking, i don't believe much in the take profit and monitor because this would entail you knowing when to buy and when to sell. nobody can predict the market. as for the volatility you have mentioned, i do notice you have RHB Gold and General Fund. This to me is not an investment, rather than a gamble. When there’s such a fund, there needs to be care. As for the other funds, there are equity funds so fluctuations are expected, so if you do decide to streamline and cut down the number of funds, would suggest NOT to sell. Go with switching or just top on certain funds instead of portfolio wide. |
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Aug 29 2016, 11:02 AM
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Senior Member
4,436 posts Joined: Oct 2008 |
QUOTE(aoisky @ Aug 28 2016, 11:22 PM) Yes. TAGTF is a good proxy to US exposure. If you look at the TAGTF-FFS, you will see that she has around 75% exposure to US stock market but highly concentrated on the Tech sector.Xuzen p/s A little more comment on the REITs themed UTF; for the Manulife REIT UTF, from the FFS, this UTF is more concentrated in the SG & HK, whereas AM-REIT UTF is more spread out across various countries (that is more diversified). This post has been edited by xuzen: Aug 29 2016, 11:16 AM |
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Aug 29 2016, 11:28 AM
Show posts by this member only | IPv6 | Post
#2533
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Senior Member
10,001 posts Joined: May 2013 |
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Aug 29 2016, 01:04 PM
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All Stars
41,830 posts Joined: Sep 2014 From: REality |
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Aug 29 2016, 01:22 PM
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Senior Member
1,498 posts Joined: Nov 2012 |
QUOTE(xuzen @ Aug 26 2016, 10:00 AM) Satu lagi satisfied customer. Sister Dasecret, you and I make good team of CIS hor.... I can talk only... don't have crystal ballNext time retire from our present job, we both sama-sama apply for FSM - CIS position and tokok with UTF investor hor boh? Xuzen Hmm, CIS position is not very exciting la.... when I retire maybe I want to trade to keep my life exciting Or do independent planner role since no one wants to do it now cos cannot make money one QUOTE(xuzen @ Aug 28 2016, 11:08 PM) Merdeka sales lai liao.... 0.57% special discount! As usual gotta ask the most important but missing piece of the puzzle - FI:EQ is what ratio ar?What to buy, what to buy? This is the most pertinent question on LYN - FSM regulars' mind. I too am also curious on what to buy hence I have decided to throw some numbers into Algozen and see what she throws up. So, after crunching some numbers, it looks like this: She still favour Asia-Pac ex-Japan, India and US. For Asia Pac x-Jp: i) Reits x 35% (Can choose either Manulife REITs or AM Asia Pac REITs), if cannot decide, then half half lor! ii) RHB Asian Income x 35% iii) India x 15% (Can choose either Manulife India or CIMB China-India, but I prefer the Manulife pure India since RHB Asia Income is already heavy on China & HK) iv) US x 15% (Can choose either Manulife US or TA Global Tech). Although TA Global Tech by name is global, in its FFS, more than 75% of its assets held are in US stock - market. Total = 100%. Xuzen. P/s: Currently Algozen no like Bolehland, Europe & Gold or Precious Metal. |
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Aug 29 2016, 01:23 PM
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(nexona88 @ Aug 29 2016, 01:04 PM) actually without knowing the other details (risk appetite, investment horizon, overall portfolio), comments like these are not useful and serves no purpose. 2 funds of 50% is really not that high to some people. not everybody buys 10 funds and spread it out. and i'm curious, how come have never seen you share your investments holdings or remotely commented on your holdings? |
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Aug 29 2016, 01:27 PM
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All Stars
41,830 posts Joined: Sep 2014 From: REality |
QUOTE(adele123 @ Aug 29 2016, 01:23 PM) actually without knowing the other details (risk appetite, investment horizon, overall portfolio), comments like these are not useful and serves no purpose. 2 funds of 50% is really not that high to some people. not everybody buys 10 funds and spread it out. Well normally I don't disclosed my holding to anyone..and i'm curious, how come have never seen you share your investments holdings or remotely commented on your holdings? Not many knows what & where I invest |
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Aug 29 2016, 01:32 PM
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Senior Member
2,865 posts Joined: Jan 2003 |
Guys, intra fund switching is not entitled to the discounted sales charge? I'm trying to move my RHB Asian Total Return holdings to RHB Asian Income Fund, but the sales charge I see is 2% and not 0.57%.
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Aug 29 2016, 01:35 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(QuickFire @ Aug 29 2016, 01:32 PM) Guys, intra fund switching is not entitled to the discounted sales charge? I'm trying to move my RHB Asian Total Return holdings to RHB Asian Income Fund, but the sales charge I see is 2% and not 0.57%. read T & C # 4https://www.fundsupermart.com.my/main/resea...les-Charge-7430 |
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Aug 29 2016, 01:36 PM
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(QuickFire @ Aug 29 2016, 01:32 PM) Guys, intra fund switching is not entitled to the discounted sales charge? I'm trying to move my RHB Asian Total Return holdings to RHB Asian Income Fund, but the sales charge I see is 2% and not 0.57%. Yes, it's written in the T&C. I believe the only exception is CMF2. |
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