you tak perasan meh, itu pak nujum aka orang bola kristal chase after auntie type UTF. Dia suka yang boring-boring punya (low volatility). Makwe-makwe yang panas-panas dia tak sentuh pun!

Xuzen

u dun have EISCF in your portfolio ?

Friend Prince_mk,

In a recent investment talk I attended, the speaker assigned a neutral rating to Malaysia. When an analyst / fund manager gives a neutral rating, it means it can go either way.

So, my question to you friend Prince_mk, do you feel lucky? Do you?

Xuzen

I think he meant if you are feeling lucky, pump more into ESISC. If you are not feeling lucky, leave it. Don't pump/sell. Divert the pump into other funds???  

I cannot answer for you, but I can answer for me.

ESISC has been on the uptrend since Qtr3Yr2015. Those who DCA or lump sum since then would have gained around 20 ++ % or so from it.

But since Qtr2 Yr 2016, I notice that the risk - adjusted return worsen. Hence I have been reducing it by DCA since then.

From a high of 40% holding I now hold around 25% and will target to 20% exposure.

Currently my good advisor, that is, Algozen™ is bullish on Asia-Pac specifically North Asia (HK & China) and advocate India.

Xuzen

so your portfolio must be hit hard.
btw the remaining 10% invest in whr la ?

It's ok, I don't need the free lunch, the credit ninja was not even my original idea, just improvising from what others discovered.
When you get a bit older, hopefully you will realise that sometimes it's good to lose a bit, or let ppl earn a bit. It's all about balance and sustainability. FSM is a great platform, and an alternative avenue, if we don't let them earn some money, they chaplap then we have to go back to banks and agents which cost even more and give you less

And if there isn't people who's willing to give, then this thread would not be lively with ppl sharing predictions, nice charts, ninja tricks, what not to do in investment etc, or explaining difference between dividends and distribution for the 1000th times

I sound like grandma liao 
Ppl need time to get away from the capital guaranteed more than FD mindset la.... some ppl sampai 50 years old still cannot get over

My Eastspring SmallCap also took a nose dive.
My ASM return % way better than this UT stuffs. Beat 6.5% also difficult nowadays.

Try RHB Islamic Bond Fund or RHB Bond Fund. Consistent return for the last 10 years

collected over a long lime. Only know how to buy.. dunno how to sell.

Now i look at it.. i think better start trimming...

This one simple, just use 100 less current age = percentage to hold in equity UTF.

For example if auntie is 45 years old, then 100 less 45 = 55% to hold in equity UTF, 45% in fixed income UTF.

Xuzen

New FSM investor here.
I actually copied your portfolio for todays purchase.

Same applies to small caps funds like EISC. I topped up a few times in a month recently.

Good news
Now everyone can buy at 0.57%

My statement above should not be construed as investment advice, or recommendation to buy.
I am playing a bet.