The promo comes a little late when global market hits nearly 2016 high with S&P 500 hits all time high.

That's why I didn't concentrate on those regions.
I have topped up during Brexit promo.

Governor report to Ministry of finance.
Minister of finance and PM are the same person. Who has the final say?

Wat will happen when the egg break?

ahahah theirs one not so powerful as yours 

     

Past 6-12 months Aberdeen exceeded GTF, even EI Global Leaders also exceeded GTF... I guess this is the argument on fund house diversification comes in lor

If you agree with him you should consider buying from him. Since he say 5%-8% is realistic n doable

Yes, he's our so called resident UTC. The only one who didn't get kicked away for giving half past six responses in the thread

I have been skimming my profits since early of Aug. I entered RM 30K in early June 2016, the fund has moved up by 9.XX% in less than two mths. So I figure I skim the profit lar.

Skim means I only take the profit but let the original amount remain because I believe India run has not ended just yet.

Why not let the profit run, some might ask. Well, the volatility is very high for India fund, I do not want to get caught off guard especially as the % in my portfolio keeps increasing. (High % holding in my portfolio, makes my portfolio volatility increase).

Xuzen

p/s After skimming I move it to RHB Asian Income for it has a much lower volatility compared to India (India has three times the volatility compared to RHB Asian Income UTF).

Hey, newbies here. All of you buy UT through fundsupermart.com.my ?
Want to ask for eg. CIMB Titan, will it be better if i buy with my CIMB savings account or buy through fundsupermart.com.my? Why ?

Thank you
I see, so basically fundsupermart charge lesser than the bank ?

not sure if you are referring to buying from the bank in person or buying from cimbclicks. Cimb clicks sales charge is comparable to FSM I believe.

However, FSM has a much better platform I feel, where you can read up on articles, have more funds for you to choose from. And a responsive online help as well

Would also recommend that instead of buying one single fund, if the amount is quite big, you should consider setting up a portfolio of funds and/or buy in batches to reduce the risk of buying at a high price

If 15k is all you plan to invest this year, suggest that you spread it over a few months, e.g. 5k this month, another 5k in October, and another 5k in December.

being fully invested is never a good idea unless:

1) you can forsee the future 
or
2) you are able to stomach an ROI of -50% 

Wasn't in the market when it happened. Bonds (ex-tech bonds) also kena during dotcom?

must smart diversify..

not diversify just sake of it..

what an apt timing! Only very recently KWSP's CEO Sharil allows KWSP-MIS to have participate into 100% foreign exposed UTF; it was 30% prior to this amendment.

Xuzen

Aoisky, aren't you a CFA student? Why ask? Lecturer give talk you play Pokémon Go ah? Never pay attention meh? OK, the below is meant for the lay-people.
..............................
Xuzen

shortcut just follow FSM Recommended Portfolio.

or

Follow Recommended Funds. I normally focus my buying on when there is 1% offer...

after buying your one or 2 fund.. later you will get the hang of it...

then U will divide yr portfolio according to REGIONS... or Risk or whatever suits you.

https://www.fundsupermart.com.my/main/resea...tormaincode=All

As long as get started.. then you are on your JOURNEY to MAKING YOUR $$$ WORK HARDER FOR YOU!

yeah, if one is in the M'sia Small caps...it will be affected...just the severity of it only.....
(RHB SC dropped abt 2.5x of EISC drops)