Imploding Europe!

Cooling only applies for newbies. See T&C.

I like this

Anyways, UTs are not to be assessed on a 1 or even 2 years term. I've been investing in UTs since 2008. If u recall what happened during 2008-2010, u would be able to guess that my initial years were disastrous...

But years on, even after taking into account the losses during then, my investments in UTs yielded me an annualised return of 6.5%. Matching EPF, that's my targeted return for a rather passive investment.

Contrary to popular opinion, I topped up CIMB Titans to rebalance my portfolio.

Titans + Aberdeen Islamic World has dropped back a bit vs The Rest (Ponzi 1.0 & 2.0, Eastspring GEM)

Top up Titans to bring my balance back to Developed 36% vs Asia & Emerging 64%

Eh eh eh, I didn't recall seeing u posting in the stocks threads

Ada apa tipsy?

P.S. - high fluctuation also means higher risk for losses

This post has been edited by Pink Spider: Aug 27 2016, 10:45 AM

If u meant AFFIN HWANG SELECT BOND FUND - MYR, this fund no longer can be purchased thru FSM.

I think u should consider these too:
https://www.fundsupermart.com.my/main/fundi...c-Bond-MYAMDNMB
https://www.fundsupermart.com.my/main/admin...eetMYAMBITF.pdf

Annualised return since launch about 5.45%, not spectacular, but seems to be better than Ponzi 2.0.

U interested?

My target return from UT has always been to match EPF returns AFTER deducting for sales charges. For me, okay lar for a rather passive investment. My investment portfolio's "alpha" comes from my stocks.

And I'm not touching my EPF, at least not yet.

^


Trim lar, too many overlapping funds

CIMB Asia Pac Dynamite@Ponzi 2.0 already covered a bit of India. For those not good at micro-balancing their own portfolio better avoid country-specific funds IMHO.

I don't get it. So, are u telling me that u are a micro-balancing guy, and that u prefer to invest directly in Greater China and India fund yourself rather than invest in an umbrella Asia ex Japan fund like Ponzi 2.0?

Have to.

I see more mid-caps than small-caps, hence it's relatively lower volatility compared to pure small cap funds like Eastspring's.

This post has been edited by Pink Spider: Aug 30 2016, 11:57 AM

Payment must be made and CLEARED by 3PM Thursday.

Read the T&C la, DOCTOR!

Ei u 1st day jadi manusia, sejak bila doctor boleh baca atau tulis? They pandai write Sanskrit saja ma! Orang biasa pun tak faham punya yo!

My handwriting is large block-ish like a kid's

Oi mau gaduh pergi Kopitiam

Tell that to the UT doubters
UTs are scams

Glad that u learnt something here. Cheers!

T&C says the payment must be RECEIVED by 3PM.

Your cheque is from which bank? If SCB cheque, I'd say 99% no problem.

If inter-bank cheque (i.e. from other banks), if I'm FSM I'll tell u to fly kite, cos the payment is not yet cleared, soonest for the cheque to clear would be tomorrow evening.

This post has been edited by Pink Spider: Sep 1 2016, 04:58 PM

If u can spare the trouble to bank in cheque means that u physically went to SCB.

Why not terus go your bank and do RENTAS transfer?

RM14.00 RENTAS fee vs the savings from 0.57% promo...I'm sure u can do the math, with your substantial investment sum

If home branch and you're familiar with the bank officers, most banks will process with just the RENTAS form. That's my experience la.