Good day.

Need your advise on housing loan. I'm interested to get a second hand house. It's a apartment worth of 400k. I have some amount in EPF account 2. This is not my first home as I already have joint loan with my dad for another house. But I'm not paying for the house as it's rented already. The SNP is under my dad's name but loan is under me and my dad.

To buy this apartment can I withdraw from account 2?
I donhave enough cash with me.l but I really want this house. Is there anything like 100%loan that I can apply? Please advise. Many thanks.

P/S: sorry for the poor English

Hi you mean mark up the loan and pay taxation? If house is 400k how much to mark up and roughly how much need to pay tax? Any idea please

Sad truth is my family or friends don't have much cash wth them that's why can't borrow from them

How much wil be the tax then? Can u advice pls?

Thanks for the suggestion. Let me talk with the seller and update outcome here

Thank you again