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> sijil premium BSN

mat403
post Dec 27 2006, 03:49 PM


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1) Anybody buy this product ?
2) Anybody has wins the prize before ? ( car especially )
3) worth it or not for investment ?
4) what is the strategy to get the prize la ?
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vergas
post Dec 27 2006, 03:57 PM


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I've never invest here, but my cousin won a Mercedes few years ago. Don't know what strategy he use. Personally I don't like the 'lucky draw' element.
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eric84cool
post Dec 27 2006, 04:04 PM


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I have bought the cert for the past 10 years...never won once also...quite hard to win...unless u really lucky one.....
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Singh_Kalan
post Dec 27 2006, 04:05 PM


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QUOTE(mat403 @ Dec 27 2006, 03:49 PM)
1) Anybody buy this product ?
2) Anybody has wins the prize before ? ( car especially )
3) worth it or not for investment ?
4) what is the strategy to get the prize la ?
*
1) Of course got someone buy
2) Of course got someone win
3) Its not an investment. No interest is paid. Its purely lucky draw. A type of lottery game but u won't lose ur money le.
4) The more u buy the higher the chances....it's all probability. If u buy 1, ur probability is 1/999,999,999, buy 2 = 1/500,000,000 etc smile.gif
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mat403
post Dec 27 2006, 04:55 PM


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get some interest with yr certificate n how much ?
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mat403
post Dec 27 2006, 04:56 PM


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QUOTE(Singh_Kalan @ Dec 27 2006, 04:05 PM)
1) Of course got someone buy
2) Of course got someone win
3) Its not an investment. No interest is paid.  Its purely lucky draw.  A type of lottery game but u won't lose ur money le.
4) The more u buy the higher the chances....it's all probability. If u buy 1, ur probability is 1/999,999,999, buy 2 = 1/500,000,000 etc smile.gif
*
sorry don't see yr answer regarding the interest ? so no return when holding yr cert. not good la..

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nocar
post Dec 27 2006, 05:08 PM


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QUOTE(mat403 @ Dec 27 2006, 04:56 PM)
sorry don't see yr answer regarding the interest ? so no return when holding yr cert. not good la..
*
No interest/divident paid to us lah. It just BSN provide the service of keeping our money by issuing the cert and we can have the chance of winning goodies. For me, it looks like a halal lottery. hehehe. Invest around rm1000 years ago but never won anything. sad.gif
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stormchaser
post Dec 27 2006, 05:41 PM


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I would say it is better than lottery... lottery, we pay RM3 per piece, for this one, we pay RM10 per sijil but claimable after 6 months if i'm not mistaken.
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mat403
post Dec 27 2006, 06:00 PM


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QUOTE(nocar @ Dec 27 2006, 05:08 PM)
No interest/divident paid to us lah. It just BSN provide the service of keeping our money by issuing the cert and we can have the chance of winning goodies. For me, it looks like a halal lottery. hehehe. Invest around rm1000 years ago but never won anything. sad.gif
*
if they can give some interest ( same as saving ), many people will put all their money into it, but the preizes are very good la..

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nocar
post Dec 27 2006, 06:20 PM


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For the record, i've claimed back the money already last year. Going to buy the cert again next year. Someone told me a scheme to win the goodies - i'll tell you after i won the benz.
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mat403
post Dec 27 2006, 06:55 PM


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QUOTE(nocar @ Dec 27 2006, 06:20 PM)
For the record, i've claimed back the money already last year. Going to buy the cert again next year. Someone told me a scheme to win the goodies - i'll tell you after i won the benz.
*
icon_rolleyes.gif . good luck bro.



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ableze_joepardy
post Dec 27 2006, 06:59 PM


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i think there's a teenage girl won a BMW 5-series by buying this BSN thing using her PLKN money..
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hamster9
post Dec 27 2006, 07:06 PM


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At least must hand RM10K to win something lo... laugh.gif My fren working in BSN sez so rolleyes.gif
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nocar
post Dec 28 2006, 09:52 PM


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QUOTE(hamster9 @ Dec 27 2006, 07:06 PM)
At least must hand RM10K to win something lo...  laugh.gif  My fren working in BSN sez so  rolleyes.gif
*
i heard that too. but a lady won a car with rm3k investment - i forgot what year and what year, my bsn mate told me that too. no luck if we put rm100 only huh hmm.gif
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mat403
post Dec 31 2006, 03:02 AM


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QUOTE(nocar @ Dec 28 2006, 09:52 PM)
i heard that too. but a lady won a car with rm3k investment - i forgot what year and what year, my bsn mate told me that too. no luck if we put rm100 only huh  hmm.gif
*
i will try to put constantly rm100 monthly for 3 years to see if i have luck or not..

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kitloon
post Dec 31 2006, 09:56 AM


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could non-bumi invest into this sijil BSN???
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mat403
post Dec 31 2006, 10:51 AM


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QUOTE(kitloon @ Dec 31 2006, 09:56 AM)
could non-bumi invest into this sijil BSN???
*
malaysian and PR can buy this sijil..

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Seng_Kiat
post Dec 31 2006, 07:35 PM


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my dad won a personal computer 3-4 years ago and he gave to me rclxms.gif .. juz buy this cert rm1k .. smile.gif ..

anyway, u guys mentioned that to win a car, it needs rm10k min etc, is it in single certificate? or can in multiple cert likes 1k x 10? . smile.gif .. just courious ..
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mengfui
post Feb 7 2007, 09:22 PM


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Can I buy these certs and give it to other as a present?
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Darkmage12
post Feb 7 2007, 09:28 PM


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QUOTE(ableze_joepardy @ Dec 27 2006, 06:59 PM)
i think there's a teenage girl won a BMW 5-series by buying this BSN thing using her PLKN money..
*
she did not won a 5-series la it was a E230
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mIssfROGY
post Feb 7 2007, 09:30 PM


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err...no returns one geh....my mom put once. 1% interest rate also dun have.....hiez......
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mengfui
post Feb 8 2007, 07:05 PM


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BSN staff told me minimum have to have RM1k SSP then only can claim the dividen.
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mIssfROGY
post Feb 8 2007, 07:51 PM


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QUOTE(mengfui @ Feb 8 2007, 07:05 PM)
BSN staff told me minimum have to have RM1k SSP then only can claim the dividen.
*
err...i think my mom put in above 10k.... sweat.gif

This post has been edited by mIssfROGY: Feb 8 2007, 07:53 PM
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kristal
post Feb 9 2007, 10:25 AM


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QUOTE(ableze_joepardy @ Dec 27 2006, 06:59 PM)
i think there's a teenage girl won a BMW 5-series by buying this BSN thing using her PLKN money..
*
Wow... Do they pay you to join PLKN? biggrin.gif
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mat403
post Feb 9 2007, 05:12 PM


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QUOTE(kristal @ Feb 9 2007, 10:25 AM)
Wow... Do they pay you to join PLKN? biggrin.gif
*
if i'm not mistaken, they pay u rm100 permonth.

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kokhow86
post Feb 10 2007, 11:37 AM


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lol...i just got a 29" tv last month,not bad ma....
i got the sijil premium BSN bcoz i joined ns 3 years ago
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mengfui
post Feb 10 2007, 07:32 PM


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QUOTE(kokhow86 @ Feb 10 2007, 11:37 AM)
lol...i just got a 29" tv last month,not bad ma....
i got the sijil premium BSN bcoz i joined ns 3 years ago
*
congrat man. How many unit you hold there? Did they notify you by post regarding the lucky draw prize?

This post has been edited by mengfui: Feb 10 2007, 07:34 PM
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bayanbaru
post Feb 11 2007, 05:30 PM


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invested RM1000 15 yrs .....still got nothing so far
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CrystalFreakz
post Feb 12 2007, 12:16 PM


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QUOTE
BANYAK KELEBIHAN!


Layak untuk cabutan-cabutan seterusnya selagi sijil tidak ditebus.


Masih layak untuk cabutan selama setahun selepas pemegang sijil meninggal dunia.


Boleh diberi sebagai bonus, ganjaran atau insentif untuk kakitangan atau pelanggan badan swasta dan kerajaan.


Sijil boleh disandarkan bagi mendapatkan kemudahan pinjaman dari BSN atau ejen pelaksanaan kredit yang dilantik.


Pembayaran dividen tertakluk kepada pengumuman dari BSN.


Semua hadiah dikecualikan daripada cukai pendapatan.
http://www.bsn.com.my/1-SSP.html


Is that mean... dividen MAY or MAY NOT pay by BSN? hmm.gif

I think if your money not big enough to do investment... SSP BSN is quite a good choice! smile.gif


Added on February 12, 2007, 12:18 pmFor those win before, can i know how they notify winner?

Last time they still got put in newspaper for the draw result... now no already i also lazy check tongue.gif

This post has been edited by CrystalFreakz: Feb 12 2007, 12:18 PM
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Malaysian
post Feb 12 2007, 12:19 PM


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this wan can consider tipu orang wan lar..

my mum put 30 k ....

9 digit numbering lar...rice cooker also cannot win....

more harder to win lottery....

even lottery 7 digit kena b4..
but the BSN cannot kena....
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Winfeel
post Feb 12 2007, 03:08 PM


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QUOTE(bayanbaru @ Feb 11 2007, 05:30 PM)
invested RM1000 15 yrs .....still got nothing so far
*
Lor,bank business is really good ler.
All people poll money into a tabung sijil BSN and with just small percentage of amount going to lucky draw.heheh.....I think bank already used the money to generate more income by investing ur money into KLSE gua ? hmm.gif

Sometimes, I think whether it is worth for people to save money this way without any interest? hmm.gif

For sure, loan shark not interested at all. doh.gif

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jazzebelle_jazz
post Nov 19 2008, 03:06 PM


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pure luck. I won RM100 with Rm1000 investment.
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sassyset
post Nov 19 2008, 03:16 PM


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QUOTE(stormchaser @ Dec 27 2006, 05:41 PM)
I would say it is better than lottery... lottery, we pay RM3 per piece, for this one, we pay RM10 per sijil but claimable after 6 months if i'm not mistaken.
*
45 days. bought and claimed

QUOTE(hamster9 @ Dec 27 2006, 07:06 PM)
At least must hand RM10K to win something lo...  laugh.gif  My fren working in BSN sez so  rolleyes.gif
*
hmmm. ok la... kot
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am_eniey
post Nov 19 2008, 05:21 PM


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i won DVD player a few years ago....it's like luck, TS
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duncan880409
post Nov 19 2008, 07:39 PM


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1) got 10k
2) havent won anything
3)u wan flower, sure not, very low.. if u wait for prize, it worth
4)buy more:P
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kmarc
post Nov 19 2008, 08:06 PM


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I bought about 5k.... that was about 7-8 years ago....

So far, only won RM 100 twice.....

To me, this is like lottery but you don't loose your money...... you just loose the interest (the interest you gain if you put that money in FD or invest in something else)...

However, IINM, BSN do give a 1% interest for the sijil simpanan premium.... I clarified with them about 5 years ago.... whistling.gif

Got strategy meh? If anybody got one (or a few), please share.... thumbup.gif
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wenjie86
post Nov 19 2008, 08:21 PM


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QUOTE(mengfui @ Feb 7 2007, 10:22 PM)
Can I buy these certs and give it to other as a present?
*
I don't think so.. they will put down ur name on the sijil if am not mistaken
QUOTE(kristal @ Feb 9 2007, 11:25 AM)
Wow... Do they pay you to join PLKN? biggrin.gif
*
yes... Rm300 total.. i got MINE about 4 years ago, the first batch.. anyway, not enough to cover my expenses in the camp also la..


QUOTE(mat403 @ Feb 9 2007, 06:12 PM)
if i'm not mistaken, they pay u rm100 permonth.
*
yeah.. total rm300!
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sassyset
post Nov 20 2008, 05:21 AM


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SSP is exactly like buying 4D la. difference is you cannot choose number, and you dun lose your money (since can claim after a certain period of time). strategy: buy moar. moar certs = moar chance. am thinking of buying as well, for emergency purpose.
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am_eniey
post Nov 20 2008, 01:31 PM


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someone from my neighbourhood in penang won the BMW 5 series several years ago, i heard that he only bought 5000 units of ssp. it's a lucky draw btw
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malayneum
post Nov 20 2008, 05:44 PM


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last time my mom simpan RM10K. in a few months already get RM100. consider ok la biggrin.gif

and my neighbour simpan RM5K for like 8 years, and she won a Perdana. she sold the perdana and bought a second hand nissan skyline instead laugh.gif

but i think nowadays is harder to win, because the government automatically pay PLKN kids in BSN premium cert. they each got 30 units.

but if its your luck i donno la. i just simpan rm2K last month. hope i can win bimmer, and sell my bike away:P


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H4RRY
post Jan 7 2009, 05:59 AM


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RM10k put in FD for 1 year with 3.5% will get you RM350 per year already. Unless you lucky got the Benz. ASW2020 even got 7%+.
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??!!
post Jan 7 2009, 05:23 PM


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Recently go put FD in BSN.
The counter gal keep asking to buy the cert.
Aiya...the whole scheme like perjudian yang di halalkan
Like you pay the amount equivalent to your FD interest, hoping to win prizes
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bingozero
post Feb 3 2010, 01:16 PM


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Is that a fix deposit or investment?

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am_eniey
post Feb 3 2010, 01:30 PM


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I won a VCR 15 years ago !
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bingozero
post Feb 3 2010, 01:36 PM


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QUOTE(am_eniey @ Feb 3 2010, 01:30 PM)
I won a VCR 15 years ago !
*
So do you win anything by now?
Anyway, what is Sijil simpanan premium?
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weikian
post Feb 3 2010, 08:09 PM


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QUOTE(H4RRY @ Jan 7 2009, 05:59 AM)
RM10k put in FD for 1 year with 3.5% will get you RM350 per year already. Unless you lucky got the Benz. ASW2020 even got 7%+.
*
now got 3.5% interest?
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frankzane
post Feb 7 2010, 11:36 PM


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QUOTE(weikian @ Feb 3 2010, 08:09 PM)
now got 3.5% interest?
*
maybe 1 yr got 3.2%.....
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gilbertlhl
post Feb 18 2010, 11:40 AM


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Just wonder how the BSN notisfy ur if we win the price?

Please share with us... they have been many people ask about this alr.?

TQ.. smile.gif
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magna_voxx
post Feb 18 2010, 10:26 PM


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yeah..pure on luck only i think.but can increase your chance if u buy more SSP..so far not win anything.haiz..
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gastacopz
post Feb 19 2010, 06:05 PM


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its all about luck...
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frankzane
post Feb 19 2010, 11:10 PM


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i think the longer you keep, the less chance you'll win! normally the older numbers wun get picked.
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gastacopz
post Feb 20 2010, 12:39 AM


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QUOTE(frankzane @ Feb 19 2010, 11:10 PM)
i think the longer you keep, the less chance you'll win! normally the older numbers wun get picked.
*
like dat r???so buy this month..sell next month..then buy again r??? hmm.gif
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Carson Leong
post Feb 21 2010, 01:59 AM


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I buy one many many years ago..... never win anything.... now sijil missing already...
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gilbertlhl
post Feb 23 2010, 02:02 PM


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QUOTE(Carson Leong @ Feb 21 2010, 01:59 AM)
I buy one many many years ago..... never win anything.... now sijil missing already...
*
If i not mistaken u can use ur IC to get reprint or withdraw...
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classifiedfree
post Feb 24 2010, 11:50 AM


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I invested some amount in Sijil Premium BSN and never got lucky to win any prizes. Hope one day I will win a small prize or big prize (Car)
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AiRseaL
post Feb 24 2010, 01:35 PM


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any interest in this sijil??
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wodenus
post Feb 25 2010, 03:21 PM


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QUOTE(gilbertlhl @ Feb 23 2010, 02:02 PM)
If i not mistaken u can use ur IC to get reprint or withdraw...
*
It was under the old IC though.
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frankzane
post Feb 25 2010, 11:56 PM


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how come nobody won anything huh?
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gilbertlhl
post Mar 1 2010, 12:17 PM


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QUOTE(wodenus @ Feb 25 2010, 03:21 PM)
It was under the old IC though.
*
U can try and see. cos i saw some1 do it before..
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kent05
post Aug 11 2010, 06:45 PM


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ok..let me share my experience with u guys...1st time i bot ssp with RM1k...den few months later i was notified by bsn thru letter tat i won ssp worth rm100...2nd time i invested rm7k but i didnt get anything so i withdraw the $$$...recently 1 invested RM10k & later RM4k in june....surprisingly i won a VCR during june's lucky draw... rclxms.gif

hope can win a car one day drool.gif ..just curious mostly car winners are malays, though
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hitsugaya2010
post Feb 16 2012, 11:50 AM


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after buying this cert, can we recall back our money? is there any interest to be charge if we recall? and must put in for how long?
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potenza10
post Feb 16 2012, 02:06 PM


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Can..just go and sell back your cert to get your money smile.gif
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soul333
post Feb 16 2012, 02:39 PM


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if someone want to check they win or not

just go http://www.mybsn.com.my/mybsnweb/cc_check_ssp_list.do
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rtsy2
post Oct 16 2012, 07:24 PM


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Hi. No interest paid on this SSP? But when I was buying it, the person working in the bank said there is. Anyone can verify this. If I buy today, can I sell it off tomorrow??
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empyreal
post Oct 16 2012, 07:36 PM


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QUOTE(rtsy2 @ Oct 16 2012, 07:24 PM)
Hi. No interest paid on this SSP? But when I was buying it, the person working in the bank said there is. Anyone can verify this. If I buy today, can I sell it off tomorrow??
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there is interest, but not very big. there is a period between buying and selling, a month i tihkn
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nujikabane
post Oct 16 2012, 08:40 PM


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QUOTE(hitsugaya2010 @ Feb 16 2012, 11:50 AM)
after buying this cert, can we recall back our money? is there any interest to be charge if we recall? and must put in for how long?
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Yes, you can. However, you can only sell it 45days after you have bought the cert.
You can redeem the cert at the BSN counter.

LOL but when selling, you have to be very determined, as they will insist that you keep it longer, because the draw is near. LOL
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rtsy2
post Oct 16 2012, 11:16 PM


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QUOTE(empyreal @ Oct 16 2012, 07:36 PM)
there is interest, but not very big. there is a period between buying and selling, a month i tihkn
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Meaning, I will get my interest when I withdraw the money from SSP?
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empyreal
post Oct 17 2012, 01:39 AM


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QUOTE(rtsy2 @ Oct 16 2012, 11:16 PM)
Meaning, I will get my interest when I withdraw the money from SSP?
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they'll convert every 10rm to additional sijils (which you can redeem) and anything left over goes into your bsn acc
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