For that area, and for own stay, i suggest to buy 2nd hand. Some already paid MOT where u save quite a bit of money. Given that nowadays, the quality is really bad and some are based on luck.

Just go secondary market to pick your best choice and of course u can save $ on bank interest too.

As for investment too, buying second hand might be a better choice based on current market situation. 1st, u save on bank interest 2nd u can straight away rent it out and collect income. 3rd, u never know if your unit will able to deliver to you just like some big development that delay quite a bit.