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Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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msa9696
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 Mar 21 2016, 12:35 PM
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QUOTE(BoomChaCha @ Mar 21 2016, 11:43 AM) UOB FD Promo, minimum RM 10K, need fresh fund, no need to open saving account. Valid until end of March (1) 12 months: 4.5%(2) 10 months: 4.18% (3) 5 months: 4.05% (4) 11 Months: 4.245% ---> this needs to open saving account Thank you very much for the updated info. My FD matures tomorrow and the timing could not be better. I might overlook this and end up going for much lower FD promo without your updated info |
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msa9696
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Mar 23 2016, 09:42 PM
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QUOTE(BoomChaCha @ Mar 23 2016, 10:02 AM) You are welcome..  I just placed this UOB FD yesterday, a tradition & simple FD, interest will pay upon maturity, no need to open a saving account. According to UOB, this promo has started since last Friday.. No need open savings account so you just deposit and get the cert? That day the girl kept insisting that I must open a savings account and they must issue an ATM card and online pin to me. I keep asking the reasons and they said now is the standard practice. I told them not all banks required and she insist. So I have no choice but just to open. Opening account took me 45 min but then processing FD at counter only like 5 min. If opening account not necessary then I'm going to write in to them asking why the inconsistency. This post has been edited by msa9696: Mar 23 2016, 09:46 PM |
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msa9696
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Mar 23 2016, 09:55 PM
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QUOTE(Human Nature @ Mar 23 2016, 09:50 PM) Kena con. Luckily she didn't lie and insist you to deposit 1500 like Standard Chartered bank. Always refer to the T&C to see whether need CASA or not. Actually it's the counter staff who said cannot and I need to open savings. So I went to PB. The PB said must and also must get ATM card. It's the hassle of going through all this and wasted 45 min, of course also paying the ATM card charges though it's minimal. |
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msa9696
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Mar 23 2016, 09:56 PM
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QUOTE(McFD2R @ Mar 23 2016, 02:47 PM) Just came back from UOB Puchong. Placed 12 months @ 4.5%pa. Then went to OCBC to withdraw a matured FD. Took 40 minutes just to conclude an FD withdrawal. I do not understand why I have to go through Personal Banking counters, before proceeding to the normal transaction counter to collect. I blew my top when after waiting for close to half hour, someone who just came in, took a number and immediately his number was called. I went to the girl who was issuing number and asked "Why I do have to wait for a personal banker just to conduct an FD withdrawal?". Straight away she went to a guy colleague who then went to a counter to call my number. WTF service is this. I can't wait to have all my FDs matured in OCBC before withdrawing.  Exactly same here. Went OCBC Puchong branch and made to do the same. Waited like about half an hour. |
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msa9696
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Mar 29 2016, 05:46 PM
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Sent a nasty e-mail to UOB on different treatments, why some customers not required to open savings account but some required. Eventually they called me and confidently said that this is the policy across all their branches and asked me to provide them the branch which did not comply, they will investigate and revert. I eventually just tell them to close the case and not pursue further
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msa9696
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Mar 29 2016, 10:48 PM
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QUOTE(BoomChaCha @ Mar 29 2016, 09:44 PM) Bro.. I really think some UOB staffs mislead customer to open saving account in order to make incentives. For me, I have placed FD with UOB for about 5 years but my UOB branch has never asked me to open a saving account. But never mind lah... you have the option to close the saving account in few months later. UOB 4.5% for 1 year is still available meh..?  Ya I also don't want to argue with them, just frustrated not because of the ATM fee but because it's time consuming opening an account. I feel the instructions to branch inconsistent too, because I was outright rejected by the teller then only I went to the personal banker to open account |
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msa9696
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Mar 29 2016, 10:49 PM
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QUOTE(ljf123 @ Mar 29 2016, 05:54 PM) which branch you went bro  thinking to go uob tomorrow for 4.5% fd, btw interest can pay by month? Went to Puchong branch, interest payment upon maturity. |
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