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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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[Ancient]-XinG-
post Mar 6 2016, 07:51 AM

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QUOTE(zstan @ Mar 5 2016, 07:09 PM)
if as a fresh grad who's income is still not that high yet.

is it more practical to split your FD into multiple RM1000 instead of depositing at like 3k-5k at once?

Or i should put some 1k funds as every month renewal and 5k funds as annual renewal? hmm.gif
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Deposit at least 1k every month for consecutive ~ 36M. And see how much you accumulate. And withdraw it to form your first mother FD.
[Ancient]-XinG-
post Mar 6 2016, 12:28 PM

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Hi, hows the GIA thing going on, above 4 pa or below benchmark?
[Ancient]-XinG-
post Mar 6 2016, 12:29 PM

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QUOTE(babienn @ Mar 6 2016, 12:10 PM)
Nowadays usually every bank allow us to transfer cash in saving account into FD directly online right?

I'm looking for a bank like that so that I can transfer my monthly income to FD with internet banking.
Thanks. smile.gif
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You mean efd?
Mbb got
[Ancient]-XinG-
post Mar 9 2016, 07:48 PM

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CIMB as usual the t and c = =
[Ancient]-XinG-
post Mar 9 2016, 07:57 PM

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QUOTE(McFD2R @ Mar 7 2016, 11:37 AM)
I believe 4% is guaranteed, no? I've just had several at 4%, automatically renewed for the next step up for another 5 months. Don't think it was suppose to be more than 4% either.
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its supposed to be >4% during which months I forget. but I remember is the 12M is 6.0
[Ancient]-XinG-
post Mar 9 2016, 08:26 PM

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QUOTE(starry @ Mar 9 2016, 08:09 PM)
[attachmentid=6141897]
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yea. this is it. so far the best provided by MBB
[Ancient]-XinG-
post Mar 9 2016, 10:53 PM

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eh, which option? not on promotion page also on m2u?

[Ancient]-XinG-
post Mar 11 2016, 08:24 AM

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QUOTE(kopifan @ Mar 10 2016, 09:27 AM)
Subject to changes in OPR, means u may not get EIR after all?!?
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Now OPR maintained rite. But this offer over already. Wait for next roll on
[Ancient]-XinG-
post Mar 13 2016, 10:29 AM

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Still can't find the promo MBB page as mention in this thread.
[Ancient]-XinG-
post Apr 5 2016, 06:45 PM

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QUOTE(bbgoat @ Apr 5 2016, 08:38 AM)
Let us know once they replied you. Whether they give u what u have asked for, the 4.5%.  hmm.gif

Today again received MBB's GIA-i interest, exactly 4% again !  thumbup.gif  However this is the 6th month, so looking forward to next mth for 4.5% interest.  rclxms.gif Even later 6% !  drool.gif
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rclxm9.gif rclxm9.gif

If not mistaken, the ER is 4.5 rite

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