pb FD maturity banker cheque costs 68sen if no name change.

OCBC charged 53 cents only whereas MayBank is FOC ..... both cases if no name change.

hlb fd "subject to cheque clearance" term

will the effective fd duration less cheque clearance days? consequently, lesser effective interests.

eg, cheque clearance 2days, then effective duration for a 3m fd is (3m - 2).


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then I was scammed of RM6 by hong leong bank liao...

First time ever received a call from MBSB for FD promo:

(1) 1 year: 4.18%
(2) 6 months: 4.08%
(3) 3 months: 3.88%

Minimum FD deposit: RM 10K

maybank also 53 cents, bro!


not true! it just said in case the personal cheque bounced. std wording for all banks!

fd start date not affected by tat clause.

This post has been edited by yygo: Mar 18 2016, 06:15 PM

Not my case. They didn't charge me a single cent ;-)

HLB banker cheque is FOC for senior citizens.

I just checked my FD maturity withdrawal with Public Bank in Jan 2016 .... also free!

really? for 50, 55, or 65 years old? not without respect, we know the senior citizen age wise are defined differently from age 50 to 65.

are u senior citizen?

55 but I dun think it has to do with age.

In the case of MayBank, the teller told me that if I request 1pc of Banker's Cheque for the 100% amount then it is FREE. If partial of the whole amount, then chargeable.

As for Public Bank, I requested 10% to be credited to my S/A & the balance 90% in a single BC .... and it is FREE.

As for OCBC, so far I only request for 100% in a single BC which is FREE. Other than 100% then I am not too sure whether it is chargeable or not.

Whatever it is, I am not too picky even if it is chargeable.

That's what HLB staff informed me when I enquired about their banker cheque fee. She just mentioned free for senior citizens, didn't cite the age though. I presume it's 55 and above? Correct me if I'm wrong.

i tot u said ocbc u paid 53 cents in earlier post? mbb free

Myr so strong... looks like my 5% dream is very thin already..
On the side note.. good thing i didnt rush to change usd at 4.3 4.4.. haha..



This post has been edited by Bonescythe: Mar 18 2016, 08:43 PM

wahaha, 5%, in the dreams..............

Sorry, my mistake .... it's 53 cents.
Just did the withdrawal on Wednesday.

u mean maybank 53 cents or ocbc 53 cents?

uplifted my MBB GIA-i 12-mth Promo Campaign, for property purchase d/p. fund was immediately credited to SA with profit (didnt count the rate).

well, it's been fun with GIA-i. Now, doing placement with MBB GIA-i eFD instead.

OCBC charging 53 cents for Banker's Cheque.

Their newspaper advertisement is aggressive too