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Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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galaxynote259
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 Apr 17 2016, 11:19 PM
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QUOTE(supersound @ Apr 17 2016, 10:36 PM) Nope, raising the OPR will happen in your dream  Reason is, with current OPR debt/GDP already at 89.1%, so increasing will be reaching 100%, which means every rm1 you make, it will go to other people's pocket. Above is the average Malaysian that have or without having debt. Like me for sure are rm0 debt, by removing people like me, the actual debt/GDP is > 100%  raising OPR encourages more debt???? |
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galaxynote259
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Apr 25 2016, 02:52 PM
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QUOTE(supersound @ Apr 25 2016, 10:25 AM) Go to the bank branch withdraw the hard cash out, then transfer to another bank, simple as that  I've benn doing this for the past few years, each time hand carry rm50000, with all rm50 notes do you also put some in your socks since its so much money? |
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galaxynote259
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Apr 25 2016, 02:53 PM
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QUOTE(aromachong @ Apr 25 2016, 10:48 AM) wa.. u so brave.. i always drive kapcai when i withdraw many money.. for example above 200k cash.. i will request for all 100 notes and put it in laptop bag.. lol so ppl thinkinside is laptop  sounds like a good idea, because so many ppl bring along a laptop to the bank right! and people who use an actual laptop to move $ should learn from you This post has been edited by galaxynote259: Apr 25 2016, 02:54 PM |
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galaxynote259
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May 6 2016, 03:37 PM
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QUOTE(aromachong @ May 6 2016, 01:58 PM) yeah in the end diff branch diff policies.. yesterday went to negotiate with tellers and bm but to no avail..today go another branch nego with bm straight approval.. well .. thats good haha.. no offence but why do you prefer FD over property/other investments since you have 7 figure savings? you need the liquidity? |
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galaxynote259
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May 7 2016, 03:35 PM
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QUOTE(NightFelix @ May 7 2016, 02:41 PM) Hi guys, just jump into this thread bandwagon, usually what are the minimum for putting FD? Promo rate normally 10k |
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galaxynote259
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May 7 2016, 05:37 PM
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QUOTE(NightFelix @ May 7 2016, 04:11 PM) I see, so I just sticked to the T&C maybe like 6months/9months/12months? have a look into maybank2u online -> general investment account-i this gives u 4% p.a. rate but you can deposit/withdraw anytime and they give you the interest based on how many days u deposit cons of gia-i: no PIDM protection, 4% not guaranteed but so far im getting this rate consistently. pros: withdraw anyday, as long as you have 1k you can deposit via online, very convenient. |
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galaxynote259
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May 21 2016, 02:29 AM
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OPR is maintained, hoping for the return of 4.5% p.a
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galaxynote259
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May 27 2016, 12:56 PM
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Hope other banks also pick up 4.5 promo!
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