CIMB no longer have 4.3% for 12month

I see, I do have maybank efd that is step up.

I see that the latest figures for loan applied, loan approved, loan disbursed from bnm decreased significantly,it is hard to think that opr will increase..

OPR more likely to go down in 2nd half.

Maybank GIA-I rate may also go down if OPR goes down?

Just came back fr HLB. If more than 100k, its 4.3% for 3 mths

hlb can nego also?

it's not nego. It's in the T&C.

published? u have the t&c?

sorry, the cashier just told me verbally

the 3 mth 4.3% will be very good rate for short term money.

aaargh!!!! i just lose the 0.1% from hlb. damn you!

more than 6 figure (100,001) ?

This post has been edited by yygo: Apr 11 2016, 02:11 PM

you lost rm25 for every 100k.

Thanks for the FD info..Bro

If got 6 figure, I think can ask for a better rate?
May be 4.4% or even 4.5%?



This post has been edited by BoomChaCha: Apr 11 2016, 02:43 PM

Now starting to doubt the Maybank eFD campaign. It is step-up FD. Only the final few months it will be 4-5%. What if OPR go down then? TnC says promo is subject to OPR revision, so then it may not be the promised effective rate after all?

if no confidence, then dont put.

that's why usually we prefer straightforward FD to lockdown the rate upon placement.

last time i go, the BM insisted irrespective of amount, non nego. promo rates. best in town.
now thinking i'd been conned.

unker last time said br can get 5% for 1 mil.

6 figure can get 4.4% or 4.5%? unker good at massaging figures also baxx?

Can open account online too?

Can no longer open GIA-i account?