When me and my wife still bf/gf that time, we opened a joint account with Maybank.

So its like this, when u go bank open, the officer will ask ur relationship. If unmarried, they advised us to double confirm and think carefully first to avoid any future complications. Once confirm, then they will just proceed.

Now during the process, u may opt to link the account to u and ur gf existing maybank personal account. So when u open ur m2u, both of u will see that joint account and both will be able to perform transactions using that joint account from their own personal m2u site.

Hope this clears. By the way, I think no additional charges if not mistaken.

PS: u may get an ATM card for that account but we did not. Our objectives that time is to save money for house and marriage, so do not want ATM to restrict either one of us withdrawing the money...

Thanks alot peep. Just opened one today. Hassle free.