as a father of a now 5 years old boy. unless you earning the really big bucks, im sorry to say there is always financial pressure. at the time I had my son, i was even unemployed so i know what youre going through. But be honest with yourself and your wife, dont need to play the tough cool guy, at least discuss your fears and concerns with her. this is a life commitment. go through it together. you were planning for it next year anyways right? next year is only 3 months away. so its just a little early.
im not a specialist but i think you need to find the real cause of the anxiety is your anxiety truly due to finances or more towards being a father or something else completely? if you really cant find the answer, then please do seek professional help.
But in my opinion, if it is solely due to finances, you have years and years to improve your situation. bro, you have time to earn more money. but no matter how much money, you cant buy back this time of your life. Its not like the moment they pop out, you need thousands upon thousands in the bank. live within your means, and put in the work. people are raising families on less than 1k household income. its not ideal, but its possible. and there is also BSH/BRIM if you fall into that category. sad to say you may have to cut off some hobbys, friends, etc, but i will say this; only when you become a father, do you understand a fathers love, sacrifice and weight. when you see them sleeping peacefully. you ready to fking take on anything.
jus my 2sen. but anyways, What is it about your finances that you believe is not stable enough to have kids?
Thanks for the reply.
Probably, I'm not prepared to cut off my expensive hobby, my so-called dream which I just able to achieve in recent year. I can't imagine my life without hobby, I climb the hard way to get this lifestyle and now it's gone. Of course I'm sure that I could afford financially if I cut off all these unnecessary expenses but I'm just not sure if I'm prepared to cut all these entertainment.
Also, I'm not sure I am prepared to be a perfect example for my kids. How much habit I should cut off and how much efforts I should put in. I felt very lost at this point of time.