850 is a great P n S camera. Supports antishake and has very very user friendly options n etc.... i think 850 is a better camera than the t-50 as the t-50 uses touch screen which is hard to use....
jus my 2 cents

ahahaha... nairud taikor wanna cuci ppl liau.. lolz..

anyway, i feel that pana cameras have higher noise in the photos. meanwhile, if ur budget still tight, i suggest u to go for the FX07. there is someone in lelong selling it for ard RM1200 with the mem card n etc....

besides that, the ixus 850i is selling at around RM 1450-1500 in several shops and i think you could contact vladmir (from LYN... search his nick and you can find him) cos he offers quite a good package + price.

there is oso another option which is the fuji F31fd which is selling for RM 1299 (free 1GB XD card) advertised in the papers today...

so you got several real good cameras up to make a decision.