the car price drop a bit but the interest rate increase, no difference, mayb more expensive sumore..

car prices for proton had already dropped slightly this month and interest rates went up... next year... only time will tell.

thanks for the compliment but the things is, i am not really expert in judging condition of car's engine also. only know how to check to see if the car got accident
before or not.

he he he....actually even experience person will make mistake. no need to say about me lah.....i am no expert at all....so that's why i brought my dad along when i really like a car. also sometimes....the car will only give funny noises when on the move.....because got loading to the engine.....so the important thing is to test drive and have a feel on the car......

very important thing about buying a car is never never never ever fall into the trap of making fast decision. they salesman will always try to rush you to put deposit even when you say you want to just think about it first. take your time to inspect the car. bring one or two person along so that the salesman will not always try to distract your attention when you are checking the car out.

how I wish of that possibility....but.....i am pretty sure this will never happen. some people just can't afford to buy car that is above their budget......there will always be people who buy proton.....like me.... .....but at least now i got a choice to buy perodua....cheap but better quality than proton....this is my 2 cents. those who like proton over perodua pls don't flame me ya.

totally agree.....they will not announce it till the very last minute.......to avoid economy crisis and panic in the nation......

same thing on petrol prices....they will only annouce a few hours before they want to increase the price.....the last time petrol price increase....they announce it at the 9.00pm - 10.00 pm news. Then you see the petrol station suddenly got JAM till 12.00 midnight.....

make no difference Cars price down a little bit & while the petrol price, toll price & bank loan intrest go up.... seems like a marketing trick to me...

In my own opinion, I strongly believe the chances of car reducing in the price is very low. Even if it drops, it won't be much. But in the same time, the interest rate will go up, petrol price go up, toll price go up and bla bla bla....

Imagine the situation where the price just drop once in a blue moon, but with the increment of other rates, it will make u suffer as long as you are still living in Msia.

Only God knows what is going to happen to Msia in the future if the situation continues or even getting worse....

I'm not a political issue news follower and I seldom read newspaper, BUT I think I saw from the newspaper saying that there is no election for the next year.... Something fishy going on internal?

Haha, sorry ya for running out from the topic....

here's some wise words

haha

car price imported go up, local remain, toll up, petrol up, interest up loan period down from max 9 to 7 year only

conclusion, get a motorsycle, no road tax no toll no alot...

cause its still a CBU model?

well makes sense, though I would not buy yet. The AFTA is not in full swing right? So if you can wait, wait then. OR you can find some student study overseas, bring back a car? Or if you live near langkawi, can use that excuse of bringing car into peninsular for 3 months, than go back 1 day, back 3 montsh.... Worth it? Civic in langkawi is 70K.

Well, Dr. M and Rafidah mentioned many times that car prices won't go down so accept the fact, it's better to buy now than to wait because in the future, you might not even be able to buy a kancil below RM40K because prices of steel are going up and our import duties even slightly reduced will not have any big effect on the car prices, so what if the current car price is cheaper by a few thousand but it is still not within reach by normal income earners. Even my friends have to settle for a second hand car, no choice what since they have just graduated and nowadays most jobs require you to have our own transport. If you have the money, don't think here, think there, it's best to buy it now, there's no way car prices will be cheaper, not even if Proton gulung tikar, there's Perodua and Naza, indirectly also our so known as our national carmakers too.

emm like past2 years, say car price will drop but after drop, they increase the interest, tax, petrol n bla bla bla.....

of course it is...

so much for AFTA... if anyone even remembers AFTA?

RM2.42 a liter of petrol.... ...as speculated nowadays

The thing to look for now is the FTA with Japan, WTO and the abolishment of APs (which i heard has been postpone to 2015? )

2015? 50 bucks says that it will be 2020 instead...

is this the current retail price for fuel, after the price cut by opec?

9 years loan is crazy...

true but for many, it helps stretches your finance monthly and yearly... in some ways, it's good because the future is so uncertain (heck! it could end with a big bang!) that if you look at it from another perspective, 9 year loan can be a blessing... hehe

Ya, it's true.

Pro's = Less monthly payment burden compared to huge sum if you get 5 years repayment.

Con's = Your paying more according to yearly interest (eg: 2.9% x 9 years x loan taken ). More or less you won't realised it until you sit down and calculated back how much you already make the bank richer

Well it depends, if you have less commitment you can go for shorter duration, or else stretch it until 9 years ( I heard they gonna introduce 10 years soon ). Some say it's ridiculous , but if you want to use the same car for more than 9 years, I think it's worth it. If you want to change the car during the 9 years repayment, you can always opt for refinance. The car depreciation is same but how much you already dumped your money for the loan settlement is another thing. I'm sure people who get 5 years loan pay more than people who get 9 years loan during the first 5 years repayment. Do your math

If I'm surrounded with commitment I prefer to use the current money for profitable investment rather than tightening my stomach just to pay the huge sum every month although you're save with the interest. If you can dig up some profit more than interest you paid each year, why not

In the long run, once you gather your capital, the money should work for you, not you work for the money.

This post has been edited by igor_is300: Dec 30 2006, 10:38 AM

lolz.. soon the japanese currency may higher and their car price will increase... even the tax is reduce 5% it also wont affect much..

but i hope car price will maintain.. if not all the car on the road will be worthless in secondhand market value..

maybe price will drop but not that much. and the interest rates will increase.
you win some, you lose some. people will buy new cars since there is attractive
packages like zero installment for 3 months or so, but in the end they cannot
fulfill the installment coz of increase in standard of living.

besides, you have to take notice of the ever increasing price of petrol. from what
i see now is the market sentiment is so high that our index is on the bullish, so
the buying power is there. my conclusion is, if you can afford it, go ahead.

year 2007 when toyota start using comon chassis to all their cars.. the new generation of vios will cost less then 70k, est 63k i think.. about.. 3rd quarter of the year.. so do most toyota cars.. well. proton.. if not because of their after-purchase service problem.. i would buy them.. ^^