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Credit Cards UOB Credit Cards v5

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fruitie
post Mar 16 2016, 11:58 PM

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QUOTE(Ralna @ Mar 16 2016, 11:38 PM)
I'll just share my experience here.

My first 2 cards were UOB Lady's Card and UOB One Card which I applied for at Tesco Puchong.

Then, UOB called me few times to offer other cards to try out for free, so I got another 2 cards- UOB Preferred Platinum and UOB Vox. As I am their "Preferred Customer", the annual fee for Preferred Platinum are waived for 2 years.

After using these cards for 6 months-1 year, I found that:
UOB Lady's Card is good for frequent grocery shopping.
UOB One Card is good for general cashback.
UOB Preferred Platinum is good for people who travel a lot.
UOB Vox is good for online shopping.

I'm thinking of cancelling UOB Preferred Platinum & UOB Lady's Card as the annual fee is RM200+ and RM70+ respectively.

One Card is good enough for daily use (I use it to pump BHP petrol) while UOB Vox is my favourite card as I shop online frequently and its rebate of 0.3% is higher than One Card so I use it to swipe more often than ONE Card.

The best thing about UOB Vox is the card holder can convert a single transaction >RM1000 to 6 months of installment with 1% upfront interest. That's better than other Easy Payment Plans.

Regarding cashback, from my statements I notice that cashback is 2 months later after transaction month for UOB Vox and UOB Lady's. For UOB One, it's on monthly basis.

So far, UOB staff and CS have been quite helpful and I could reach them easily, unlike some other banks... their lines are forever engaged and CS is always "still busy".

Oh yes, as for paying utilities and insurance, Maybank Amex is better. Instead of getting rebates, you can earn vouchers with higher value.
*
You do know Maybank will revise its TP effective 15th April right? smile.gif

Check out first post of this thread and see what are things you can pay with VOX and get cash back. smile.gif

Preferred Plat is useless basically, they offered me so many times via phone and waived 2-3 years AF but I just rejected straight away.
saitong09
post Mar 17 2016, 12:01 AM

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QUOTE(WhitE LighteR @ Mar 16 2016, 11:33 PM)
I think they only have those bags as standard gift. U applying for VI? Y not go for PBB VS instead of vox? Got 6%
*
My PBB VS every month max out tongue.gif
Ralna
post Mar 17 2016, 12:16 AM

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QUOTE(fruitie @ Mar 16 2016, 11:58 PM)
You do know Maybank will revise its TP effective 15th April right? smile.gif

Check out first post of this thread and see what are things you can pay with VOX and get cash back. smile.gif

Preferred Plat is useless basically, they offered me so many times via phone and waived 2-3 years AF but I just rejected straight away.
*
Wait, I thought they just revised it last year? 400 points =RM1. Maybe they'll revise other things this time.
Last year alone I earned RM400+ vouchers from MBB.
vez
post Mar 17 2016, 12:21 AM

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anyone know whether itunes or google store payment using VOX card can get cb or not?

thanks
TSvictorywp
post Mar 17 2016, 12:22 AM

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QUOTE(Ralna @ Mar 17 2016, 12:16 AM)
Wait, I thought they just revised it last year? 400 points =RM1. Maybe they'll revise other things this time.
Last year alone I earned RM400+ vouchers from MBB.
*
this time around they are going to revise the points from 5x to 1x for few categories. and government category will become 0x. head to mbb thread for the detail discussion.
fruitie
post Mar 17 2016, 12:26 AM

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QUOTE(Ralna @ Mar 17 2016, 12:16 AM)
Wait, I thought they just revised it last year? 400 points =RM1. Maybe they'll revise other things this time.
Last year alone I earned RM400+ vouchers from MBB.
*
laugh.gif They will revise again. Go to M2Cards to check it out. No more 5xTP for some of the categories. smile.gif

I have redeemed close to RM 1k of vouchers last year before they revised it in May.
Well, good time is about to end.
fruitie
post Mar 17 2016, 12:27 AM

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QUOTE(vez @ Mar 17 2016, 12:21 AM)
anyone know whether itunes or google store payment using VOX card can get cb or not?

thanks
*
Er... Your app costs RM 50 and above? sweat.gif
aiba_maki
post Mar 17 2016, 07:51 AM

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Applied VOX and lady card at Giant Usj. The agent put wrong address of my home address, already told agent dont use my ic address but use my epf address so kena reject. Resubmit my application last week. Called to UOB said never got my re-apply status. The agent said in process, already submitted last Thursday. UOb provlem or agent problem? So slow, take forever to get it approve and get the card...
leo_kiatez
post Mar 17 2016, 08:35 AM

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QUOTE(Ralna @ Mar 16 2016, 11:38 PM)
I'll just share my experience here.

My first 2 cards were UOB Lady's Card and UOB One Card which I applied for at Tesco Puchong.

Then, UOB called me few times to offer other cards to try out for free, so I got another 2 cards- UOB Preferred Platinum and UOB Vox. As I am their "Preferred Customer", the annual fee for Preferred Platinum are waived for 2 years.

After using these cards for 6 months-1 year, I found that:
UOB Lady's Card is good for frequent grocery shopping.
UOB One Card is good for general cashback.
UOB Preferred Platinum is good for people who travel a lot.
UOB Vox is good for online shopping.

I'm thinking of cancelling UOB Preferred Platinum & UOB Lady's Card as the annual fee is RM200+ and RM70+ respectively.

One Card is good enough for daily use (I use it to pump BHP petrol) while UOB Vox is my favourite card as I shop online frequently and its rebate of 0.3% is higher than One Card so I use it to swipe more often than ONE Card.

The best thing about UOB Vox is the card holder can convert a single transaction >RM1000 to 6 months of installment with 1% upfront interest. That's better than other Easy Payment Plans.

Regarding cashback, from my statements I notice that cashback is 2 months later after transaction month for UOB Vox and UOB Lady's. For UOB One, it's on monthly basis.

So far, UOB staff and CS have been quite helpful and I could reach them easily, unlike some other banks... their lines are forever engaged and CS is always "still busy".

Oh yes, as for paying utilities and insurance, Maybank Amex is better. Instead of getting rebates, you can earn vouchers with higher value.
*
For UOB VOX,if the single transaction >RM1000 converted to 6 months installment IS a online transaction, do we still earn the 5% cashback?
kelvinlzy
post Mar 17 2016, 08:50 AM

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QUOTE(leo_kiatez @ Mar 17 2016, 08:35 AM)
For UOB VOX,if the single transaction >RM1000 converted to 6 months installment IS a online transaction, do we still earn the 5% cashback?
*
Yes of course.
fruitie
post Mar 17 2016, 08:51 AM

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QUOTE(aiba_maki @ Mar 17 2016, 07:51 AM)
Applied VOX and lady card at Giant Usj. The agent put wrong address of my home address, already told agent dont use my ic address but use my epf address so kena reject. Resubmit my application last week. Called to UOB said never got my re-apply status. The agent said in process, already submitted last Thursday. UOb provlem or agent problem? So slow, take forever to get it approve and get the card...
*
Why wrong address will be rejected and need to resubmit? The only thing it will happen is if it's sent to the wrong address, just ask them to route back to your preferred address.
It happened to my VOX and UOB sent to the wrong address, I was angry because I requested it to be sent to my office rather than my hometown. Anyway, they fixed for me and resent to the correct address.
TSvictorywp
post Mar 17 2016, 09:01 AM

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QUOTE(aiba_maki @ Mar 17 2016, 07:51 AM)
Applied VOX and lady card at Giant Usj. The agent put wrong address of my home address, already told agent dont use my ic address but use my epf address so kena reject. Resubmit my application last week. Called to UOB said never got my re-apply status. The agent said in process, already submitted last Thursday. UOb provlem or agent problem? So slow, take forever to get it approve and get the card...
*
application got rejected due to address? how your address got to do with their approval?
aiba_maki
post Mar 17 2016, 09:23 AM

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QUOTE(fruitie @ Mar 17 2016, 08:51 AM)
Why wrong address will be rejected and need to resubmit? The only thing it will happen is if it's sent to the wrong address, just ask them to route back to your preferred address.
It happened to my VOX and UOB sent to the wrong address, I was angry because I requested it to be sent to my office rather than my hometown. Anyway, they fixed for me and resent to the correct address.
*
I am not sure though. I called the CS and they said no reason attach why my application get rejected. The agent just said due to incorrect info then have to re-submit. After a week UOB said not receiving my re-submit, really geram with UOB system, cant even tell me why get rejected.
The agent also tak boleh pakai.
WhitE LighteR
post Mar 17 2016, 09:31 AM

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QUOTE(aiba_maki @ Mar 17 2016, 09:23 AM)
I am not sure though. I called the CS and they said no reason attach why my application get rejected. The agent just said due to incorrect info then have to re-submit. After a week UOB said not receiving my re-submit, really geram with UOB system, cant even tell me why get rejected.
The agent also tak boleh pakai.
*
Their system slow in updating status. I think mine after 2 weeks only status appears
fruitie
post Mar 17 2016, 09:36 AM

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QUOTE(aiba_maki @ Mar 17 2016, 09:23 AM)
I am not sure though. I called the CS and they said no reason attach why my application get rejected. The agent just said due to incorrect info then have to re-submit. After a week UOB said not receiving my re-submit, really geram with UOB system, cant even tell me why get rejected.
The agent also tak boleh pakai.
*
Er, address has nothing to do with rejection.
All banks cannot reveal rejection reason, not just UOB.
lyrilmaki
post Mar 17 2016, 09:39 AM

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Hi, this is my first time having my own credit card (UOB One).
I wanted to know will UOB remind me to pay the bills?
How do I pay to UOB? I only have Maybank & CIMB.

Mind to give newbie a hint? smile.gif
aiba_maki
post Mar 17 2016, 09:39 AM

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QUOTE(fruitie @ Mar 17 2016, 09:36 AM)
Er, address has nothing to do with rejection.
All banks cannot reveal rejection reason, not just UOB.
*
Ok... Then lets see how is the re-submit.
kelvinlzy
post Mar 17 2016, 09:43 AM

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QUOTE(lyrilmaki @ Mar 17 2016, 09:39 AM)
Hi, this is my first time having my own credit card (UOB One).
I wanted to know will UOB remind me to pay the bills?
How do I pay to UOB? I only have Maybank & CIMB.

Mind to give newbie a hint? smile.gif
*
You may refer here: https://forum.lowyat.net/index.php?showtopi...&hl=ways+to+pay

And no UOB will not remind you to make payment. AFAIK, only Aeon will.
lyrilmaki
post Mar 17 2016, 09:46 AM

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QUOTE(kelvinlzy @ Mar 17 2016, 09:43 AM)
You may refer here: https://forum.lowyat.net/index.php?showtopi...&hl=ways+to+pay

And no UOB will not remind you to make payment. AFAIK, only Aeon will.
*
So can I know the due date of payment?
Will they email me my billing statement?
I seldom check my letter doh.gif
kelvinlzy
post Mar 17 2016, 09:59 AM

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QUOTE(lyrilmaki @ Mar 17 2016, 09:46 AM)
So can I know the due date of payment?
Will they email me my billing statement?
I seldom check my letter  doh.gif
*
IINM, we all receive e-statement for UOB CC. You need to log on to UOB Internet Banking to view it. It will state your due date and all transactions there. If you want fast answer, call CS.

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