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Credit Cards UOB Credit Cards v5

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kelvinlzy
post May 15 2016, 06:41 PM

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QUOTE(njan77 @ May 15 2016, 06:29 PM)
Normal bills TNB,TM, Maxis...just asking since now JomPay have contest, just want to try luck.
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Please try and update us.
kelvinlzy
post May 16 2016, 11:38 PM

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QUOTE(fruitie @ May 16 2016, 01:35 PM)
Yes, iPay88 is online gateway, I get cash back for my VOX and CIMB CR.
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Bump here. Can victorywp help to update on page 1? Thanks.
kelvinlzy
post May 23 2016, 11:10 PM

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For SMS transaction alert, if you are performing online transaction, you won't receive any SMS beside the TAC as this TAC SMS already served as an alert for you, at least for UOB and HLB CC. Other banks like MBB do gave the TAC SMS as well as SMS alert for online transactions.
kelvinlzy
post May 26 2016, 12:16 PM

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QUOTE(jingxianho @ May 26 2016, 12:13 PM)
Hi, newbie here, may I know if I pay Aeon credit card with Pos Online with Vox card, is it entitle for 5% cash rebate?
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Check 1st post.
kelvinlzy
post May 26 2016, 04:06 PM

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RM0.00 Get a slice of cake@Secret Recipe MidValley,1U,KLCC,Pyramid/Curve with min RM250 spend on UOBCards at these malls from Fri-Sun,27-29May&3-5June.T&C apply
kelvinlzy
post May 27 2016, 04:21 PM

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QUOTE(sj0217 @ May 27 2016, 04:17 PM)
For promotion Chatime in Paradigm Mall, I wondering who will be spending RM150 just for Chatime drinks  hmm.gif
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Think it like this, if spend RM150 just for 1 cup of Chatime, then it is totally not worth it. If spend RM150 on something you need then it is a bonus to have 1 cup of Chatime thumbup.gif
kelvinlzy
post May 31 2016, 10:26 AM

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QUOTE(kelvintt @ May 31 2016, 10:15 AM)
RM50 rebate limit per month refers to calendar month, right? Then, issit based on transaction date or posting date? Means if I transact today (31-May), issit considered as May transaction if it was posted tomorrow?
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Cashback based on calendar month and transaction date. There will be no posting date shown on the statement. So if you transact today and got posted tomorrow, it will be considered as May transaction as well and you will get the rebate by end of June.
kelvinlzy
post May 31 2016, 10:58 AM

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QUOTE(cybpsych @ May 31 2016, 10:38 AM)
just curious, have you gotten any cashback with such scenario? transacted previous end-month (e.g. 30 Apr), posted current month (e.g. 1 May), gotten rebate current month-end (e.g. 30 May)?

not shown in statement doesnt mean system doesnt store the posting date and count based on that.
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Yes, I have. For my case, I transacted on 1st Apr 12.05am, but system captured as 31 Mar. Ended up overshoot to RM1.2k for Mar. That transaction was not counted into Apr rebate as I swiped ngam ngam RM1k in Apr including that transaction.
kelvinlzy
post May 31 2016, 11:30 AM

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QUOTE(MGM @ May 31 2016, 11:24 AM)
So far I notice transactions I did on Groupon n POSonline(paying AEON-Credit), are not based on local time. So transaction could be registered as done 1 day earlier and thus missing the CB. These merchants could be using foreign payment gateway.
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Correct, in fact, I was referring to PosOnline. I was hoping to clear Aeon CC balance before 2nd Apr so paid on 12.05am on 1st Apr bangwall.gif ...So I am gonna pay on late evening tomorrow this time around.

This post has been edited by kelvinlzy: May 31 2016, 11:30 AM
kelvinlzy
post May 31 2016, 11:59 AM

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QUOTE(MGM @ May 31 2016, 11:43 AM)
If can delay, try do it on 2nd day(24hrs), but not for AEON Credit since due on 2nd.
I wonder all payees in POSonline are in the same situation n POSonline is actually using a foriegn payment gateway?
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No problem also if pay on 2nd, since it will captured on Aeon portal as 2nd transaction date, 3rd posting date.
kelvinlzy
post May 31 2016, 08:22 PM

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QUOTE(saitong09 @ May 31 2016, 08:18 PM)
lol the moment you pull the trigger already more than 10sen i think. Unless the pump accept 10sen preset tongue.gif
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Preset can only set whole number, without decimal place.

QUOTE(akh2920 @ May 31 2016, 11:00 AM)
Just curious, what you guys usually spend for the monthly AF waiver swipe? Pump petrol 10 sen can ah? biggrin.gif
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If you often find yourself in the need to spend something just to waive the monthly fee, then you might want to switch to other online cash rebate card. Or you can pay for recurring bills like Astro, TNB, Unifi, Maxis fibre, etc since they will give 5.3% rebate.

This post has been edited by kelvinlzy: May 31 2016, 08:29 PM
kelvinlzy
post Jun 1 2016, 01:00 AM

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QUOTE(victorywp @ Jun 1 2016, 12:46 AM)
no need to preset, just set the amount in cents after swipe the cc at the automated fuel dispenser.
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Lol..I know that...just pointing out preset can't be done in decimal place. You may reply to saitong09
kelvinlzy
post Jun 2 2016, 11:34 AM

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QUOTE(kart @ Jun 2 2016, 10:00 AM)
^
fruitie sis,
I will definitely do that. So, I am trying to find any more reasons I can use to convince them.

Similar as most of you all, I always make full payment of my credit cards, just before payment due date.

Previously, I do not have any credit card with UOB, nor any banking account with UOB. Still, I do not think that that is a factor.  hmm.gif
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Sometimes, that could be the problem. You have too much outstanding balance. Can try to reduce your outstanding balance before applying.
kelvinlzy
post Jun 2 2016, 12:27 PM

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QUOTE(fruitie @ Jun 2 2016, 11:36 AM)
But he clears all before due date?
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Some banks look at different aspects, like how many credit cards, credit limit, good paymaster, income, other loans, BT and even total outstanding balance, ie balance that have not been cleared yet. For example, if his CCRIS is clean and no PTPTN loan, it could be due to high outstanding balance from other credit cards. Who knows maybe reducing them could help wink.gif
kelvinlzy
post Jun 3 2016, 09:41 AM

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QUOTE(ronnie @ Jun 3 2016, 09:30 AM)
This means The 0.3% rebate need to collect until RM5.00 only will be credited ??? That's a minimum spend of RM1666.67  shocking.gif  rclxub.gif
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For other card holders I dont know, but I have been getting the 0.3% rebate on my statement date every month, even though it is less than RM5.
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