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Credit Cards UOB Credit Cards v5

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fruitie
post Mar 17 2016, 09:36 AM

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QUOTE(aiba_maki @ Mar 17 2016, 09:23 AM)
I am not sure though. I called the CS and they said no reason attach why my application get rejected. The agent just said due to incorrect info then have to re-submit. After a week UOB said not receiving my re-submit, really geram with UOB system, cant even tell me why get rejected.
The agent also tak boleh pakai.
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Er, address has nothing to do with rejection.
All banks cannot reveal rejection reason, not just UOB.
fruitie
post Mar 17 2016, 01:56 PM

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QUOTE(vez @ Mar 17 2016, 10:41 AM)
in apps purchase biggrin.gif
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Should be entitled, you can try RM 50. tongue.gif

QUOTE(Bahnhofstrasse @ Mar 17 2016, 01:54 PM)
HI all,

new to UOB card. wanted to ask a question? Does UOB VOX follow statement month or calender month?

for example my next statement is 8th April, and i finish the RM1,000 quota for March, if i spend online on 1st April, am i entitled to 5% cashback?
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Calendar month.
Yes, 1st April you will have new quota again.
fruitie
post Mar 17 2016, 05:25 PM

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QUOTE(WhitE LighteR @ Mar 17 2016, 04:09 PM)
anyone try paying pdrm or jpj saman thru myeg with vox? i see in front only show for road tax
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I guess it is the MyEG that is not eligible.
CIMB CR entitles though.
fruitie
post Mar 17 2016, 06:53 PM

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QUOTE(WhitE LighteR @ Mar 17 2016, 05:34 PM)
thumbup.gif
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Don't keep spamming with emoticons la.. sweat.gif
I have noticed in few of your posts.
fruitie
post Mar 18 2016, 12:36 AM

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QUOTE(vez @ Mar 18 2016, 12:34 AM)
but the statement doesnt show which transaction entitle right
i think is entitle because first teo months i dont get max rm50, last month spend usd 29.99 ont itunes then max out my vox card latest cb biggrin.gif
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It will not show, so you have to spend and pray. laugh.gif
fruitie
post Mar 18 2016, 09:04 AM

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QUOTE(vez @ Mar 18 2016, 01:42 AM)
so far happy with vox, i normally spend online... watson tesco too laugh.gif
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Yeah me too, I use it more than my CIMB CR unless it's below RM 50. biggrin.gif
fruitie
post Mar 18 2016, 02:49 PM

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QUOTE(saitong09 @ Mar 18 2016, 02:40 PM)
laymankI thought Tesco online is under groceries?
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QUOTE(laymank @ Mar 18 2016, 02:44 PM)
Yes, I got grocery rebate from it.
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Somehow it is online too, we have forummers tried with VOX.

The thing with VOX is, I noticed this is how it works, so long when you do a transaction and a TAC is sent to you, high possibilities it is considered as online transactions.

fruitie
post Mar 18 2016, 03:44 PM

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QUOTE(laymank @ Mar 18 2016, 02:57 PM)
But Tesco online only charge you when you received the delivery. Sometimes the goods are available, they will deduct the amount from it.
It's a handheld card payment, not online with TAC.
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It is same method like Uber or Grab, you pay only after service is rendered.
Yet it is still online.
fruitie
post Mar 19 2016, 10:37 PM

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QUOTE(gastacopz @ Mar 19 2016, 09:12 PM)
fruitie

help me undertsand my statement pls.. rclxub.gif

cash rebate 28 cents?? rclxub.gif
and for the bottom one, 3040 charges, they reverse the transaction..but not yet show..should i pay or how the statement balance?

» Click to show Spoiler - click again to hide... «

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Cash rebate of 28c is your 0.3% of last month's statement. I posted earlier about this: https://forum.lowyat.net/index.php?showtopi...post&p=79055572

For 5% VOX cash back, it's usually posted by end of the following month if their system behaves, else it's early of the month (next 2 months), if it doesn't.

For the reversed charges, if it's reduced already in your outstanding amount, then you can just pay without it but if it doesn't, then you will need to avoid interest.
fruitie
post Mar 19 2016, 11:09 PM

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QUOTE(trojant @ Mar 19 2016, 11:05 PM)
Only now i realized i forgot to thanks fruitie abt the 0.3% CB. Tkx ya fruitie.
btw, i think  gastacopz need to be know that vox 5% cb only for transaction rm50 n above.
He/she seems to hv made a lot of online purchase but below rm50.... wasted  ohmy.gif  ohmy.gif
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Nah, no problem.
Yes, I forgot to mention about that, I was supposed to type it but eventually didn't.
gastacopz, you won't get any 5% cash back for transactions below RM 50.
You better get a CIMB CR if you haven't, all my online transactions below RM 50 are charged to that card.
fruitie
post Mar 19 2016, 11:25 PM

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QUOTE(gastacopz @ Mar 19 2016, 11:18 PM)
bold part, if the reversed shown in the next few days, then no need to pay, is that what u meant?
thanks bro..already know that need rm50 for 5%...all of the lazada transactions below 50, already got rm10-18 cashback per transactions.. brows.gif..and of coz, if can get additional 5% even better right...

thanks for ur concern.
how good is that cimb cr?  hmm.gif if really good, then might try my luck

many card already, vox, uob plat, ikhwan..can still apply meh?
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Yes, if it's reversed, your outstanding amount will be reduced later.

Use UOB cards on Tuesdays in Lazada and get discount. laugh.gif

CIMB CR is also not really a bad card, my transactions below RM 50, my Uber, Grab and Google Play Store all attached to this card.
Check out this thread and you may bring the relevant discussion there.
https://forum.lowyat.net/topic/3802637

Yes, you can. I'm a great example. laugh.gif Well, it's still up to the bank to approve or not lo.
fruitie
post Mar 19 2016, 11:30 PM

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QUOTE(gastacopz @ Mar 19 2016, 11:29 PM)
just checked, its reversed under unbilled transaction, but not yet reduced outstanding balance.  biggrin.gif

uob tuesdays, mbb wednesdays, later cimb saturdays...

btw, best channel to apply for cimb cr card with free gift please...
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Well, if that's the case you can always reduce the amount before paying. If UOB charges you for penalty, you can always argue it's reversed.

CIMB is weekends actually.

Anyway, post that in CIMB thread.
fruitie
post Mar 20 2016, 12:30 AM

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QUOTE(victorywp @ Mar 20 2016, 12:30 AM)
you will be surprised that in your next month's statement, not only that you will not receive 0.3% for all your purchases in this month, but you will further be charged, meaning that your cash rebate column will be DR instead of CR.
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Why say so? unsure.gif
For the 3k plus reversed transaction?
fruitie
post Mar 20 2016, 12:41 AM

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QUOTE(victorywp @ Mar 20 2016, 12:37 AM)
yes, when they reversed out the 3k transaction, they will also charge back the 0.3% of the 3k. i kena before last time.

but after i view back his statement, i think uob have not rewarded him the 0.3% cb for the 3k transaction. so they have nothing to charge back and so he is safe. lol...
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Well, the truth is the RM 3k's 0.3% will only be shown in next statement and not this statement. smile.gif
fruitie
post Mar 20 2016, 01:03 AM

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QUOTE(victorywp @ Mar 20 2016, 12:53 AM)
my case with uob is kind of isolated and unlucky and it happened on my uob one card.

as you know, uob one card gives cb on the same month statement. so there's once i swiped a total of rm1.5k accumulated transactions and maximised my grocery cb for my uob one card.

but when i received my statement, i saw that my final rm500 transaction was charged twice, meaning that 2k was charged instead of 1.5k. so actually i have maximised my grocery cb before the duplication came in.

the cb was rewarded to me for 1.5k (although 2k was charged) because the maximum entitlement is for 1.5k only. but after i filed the dispute and got the duplicated transaction reversed, they also reversed out the cb for the rm500 which i never received at all (due to max of 1.5k achieved).

so in the end means that i spent 1.5k but i only received cb for 1k. my cb for rm500 spending just gone like that due to their stupid system.

i called to a few uob cs and explained to them but they don't understand. they told me they will ask the cb dept to call me back but they never did. mad.gif vmad.gif
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Well, too bad then. UOB CS are not so proficient and that's why I got free TWG voucher from them. laugh.gif That aside, if I were you I will make a complaint to BNM and let their manager to deal with me directly. biggrin.gif
fruitie
post Mar 20 2016, 01:31 AM

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QUOTE(victorywp @ Mar 20 2016, 01:17 AM)
and what makes me more angry was that the final rm500+rm500 was swiped for the week 2 of the 20% campaign. i thought it's a weekly 20% (weekly rm200 cb) but actually it's just 20% max (rm200 max) for the whole campaign, which i already maximised in week 1 (rm200).

so not only i didn't get the 20% for the campaign, but i also didn't get the grocery 1% cb as well. mad.gif vmad.gif

1% of rm500 is rm5 only wor... really need to go until bnm meh? lol...
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laugh.gif 1% only is it? laugh.gif The 20% can complain. laugh.gif
fruitie
post Mar 20 2016, 12:03 PM

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QUOTE(lyrilmaki @ Mar 20 2016, 11:30 AM)
thanks for guiding  biggrin.gif
will try later
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Payment type is credit card payment.
Not really a third party transfer, third party transfer in M2U is for within the same bank. You should interbank transfer a.k.a. GIRO and choose UOB.
fruitie
post Mar 20 2016, 01:00 PM

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QUOTE(saitong09 @ Mar 20 2016, 12:59 PM)
instant fund transfer also can right?
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Can, I don't go for this option. I only used it when it was free for 3 months last year. So nice to use. laugh.gif
fruitie
post Mar 20 2016, 01:10 PM

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QUOTE(saitong09 @ Mar 20 2016, 01:05 PM)
Use your HL connect, now is free until end of the year  smile.gif
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I don't have HLB savings account.
fruitie
post Mar 20 2016, 05:32 PM

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QUOTE(akping_1 @ Mar 20 2016, 05:00 PM)
Need some help for payonline,
Try to add the TNB bill into payonline, but on the tnb paper bill, only saw account number, dont hv bill number that required, any1 can show me which 1 is the bill number?
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Bill no. can simply fill in any no., the important thing is your account no.
Actually the bill no. is no. Invois cukai, you can save it there and use for indefinite times.

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