Hi, I just want to ask about my first home purchase.

Paid booking fee RM 10,000 and then sign SPA immediately, and after that only apply for loan - which is approved and already sign LO.

The sales agent say I get the following:
- Free SPA legal and disbursement
- Free loan legal and stamp duty


So this means the MOC and MOT will have to be paid by me? The project is still undercon.