Quick question
Can i do POT without the stamp duty first or i have to do both at the same time?

Developer lawyer want to charge me penalty if delaying the transfer but i dont intend to so it now as i could resell it

Impossible to do without stamp duty. The stamp duty is what formalized the document and allow the transfer of your name to the title. Land Office will not process without the stamp duty paid.

Then MOC also have to do together right? Im getting separate legal fees for POT and MOC

Yes correct

Perfection of transfer=transfer your name to title, so you are owner of the individual/strata title

Perfection of charge=provide security to the bank that the title is charged in favor of the bank, so that they can take legal action if you don't pay the loan (you'll see under your name on the title there will be a clause saying that your property is charged to your financing bank)

Quick question,
Roughly how long will it take to get the key after signing MOT? Trying to do time estimate for purchasing a subsale house.

This post has been edited by YoungMan: Feb 19 2025, 02:43 PM

after balance 90% is paid.

if u take loan + seller have existing loan, agak 4 months (if state consent not required & straightforward case)

if u take loan + seller no existing loan, fastest 2 months, but usually 3 months (if state consent not required & straightforward case)

if state consent required, add 2 more months to the above.

this is not MOT question, this is subsale question.