hi guys, currently m taking 100k prumultiple crisis cover for 1720 per year. m lookin to forfeit this n change other term life insurance due to d facts d coverage is low.

how much premium issit per year for any insurance wit coverage of 150k. d coverage i guess shall b d basics 1, death, tpd n critical illnesses? tq


below some of my details
34years, non smoker (more than 2years), male, construction (but mainly at office). coverage till 65years old.


ive run through https://uforlife.com.my/ . it seems for 150k, d total payment (include critical illness) will b in d range of rm5x k till 65years old. its more or less same wit my current 1. m lookin for more better monthly commitment.. tq

if possible lower. if not d current 1 is ok jus dat d coverage is at 100k onli (at dat time i put smoker). m lookin a new 1 at 150k. my agent told me i cant improve d current 1. she advice me to add more insurance.

dats wat my agent told me. if ask me, i prefer to forfeit d exisiting 1 n find another. my main concern is d 100k coverage seems like not enough. if can reduce d premium will b added value