1. Need to be hospitalized and treat for outpatient dengue treatment to claim. This applies to all medical card unless or otherwise stated differently.

2. Let me be clear. You need to be admitted into the hospital to claim anything with your medical card.

3. Get the doctor to provide a recommendation letter for acupuncture and file the claim to AIA.

are you using GE?

if you're just going there for casual work for 2 years, keeping the policy will be much more advisable.

However if you don't plan to come back anymore then cancelling it and getting the local insurance over there is better.

Are you planning to migrate to Singapore? Or move to Singapore permanently?

if u cancel then later ade pre-existing illness susah to take new insurance.

maybe u can choose

Deductible Option
You may choose to buy Deductible Option where you pay the first RM7,500, RM10,000, RM15,000 or RM20,000 of your hospitalization bills.

so your premium will be cheap then change when back?

Then you should continue your current insurance plan.
You can choose to stop, and then reapply when you get back to Malaysia.
However, bear in mind that when you reapply, you will be treated as a new case and go through a full medical underwriting.

For the time that you spend working in Singapore as an expat, your employer is bound by law to provide you with a health insurance benefit. Perhaps you want to check with the hiring HR about your health insurance benefits?
Besides, do remember that your employment benefit ends together with your term of employment.
Your personal insurance sticks with you forever.
As long as you come back to Malaysia for treatment, your personal insurance is effective the moment you step onto Malaysian soil.
Yes there is.
However there is no such thing as change to this plan then at a later date change back.
You technically can, but you go through the medical underwriting each time you change from one plan to another.

Long story short: unless you plan to migrate there, otherwise it is wise to keep your health insurance active in Malaysia.

if it's not permanent yet based on your planning then it's best not to cancel it until you've probably started working 3 - 6 months and felt that you'll no longer need Malaysia insurance then you may consider again to cancel it.

Then you should continue your current insurance plan.
You can choose to stop, and then reapply when you get back to Malaysia.
However, bear in mind that when you reapply, you will be treated as a new case and go through a full medical underwriting.

For the time that you spend working in Singapore as an expat, your employer is bound by law to provide you with a health insurance benefit. Perhaps you want to check with the hiring HR about your health insurance benefits?
Besides, do remember that your employment benefit ends together with your term of employment.
Your personal insurance sticks with you forever.
As long as you come back to Malaysia for treatment, your personal insurance is effective the moment you step onto Malaysian soil.
Yes there is.
However there is no such thing as change to this plan then at a later date change back.
You technically can, but you go through the medical underwriting each time you change from one plan to another.

Long story short: unless you plan to migrate there, otherwise it is wise to keep your health insurance active in Malaysia.

Most insurer has a 90 days travel and residence clause whereby your ocerseas claim will only be void once you stay more than 90 days outside of MY. If you get it treated in MY, then there is no issue.

Assuming the claim happens before the 90 days of being outside of MY the insurer is still liable to pay the claim, albeit based on average customary charges as being charged by the hospitals in MY.

For example if on average the surgery costs Rm25k in MY, you will only be reimbursed with RM25k and not SGD25k. Second point to note is that you need to pay the claim and file for reimbursement once you get back to MY. To be fair, your premium is paid in RM, not SGD.

As such, if you intend to be in SG for an extended period, then it would be advisable not to cancel the existing medical card and buy an additional SG medical card.

I don't know about other insurance company in their claim policy but as for AIA last I've checked is if you're charged in SGD they will reimbursed full in SGD no matter the cost could be cheaper in Malaysia for the same treatment.

Hope this is clear.