why allianz premier link insurance charges can be 50% percent cheaper then prudential prulink?? i refering to life

The reason why people buying ILP compared to traditional plan is the level premium

Traditional plan premium will increase as the insurance charges increase:
i.e
Age Insurace charge Premium
30 1000/year 1200/year
40 2000/year 2400/year
50 3000/year 3600/year
60 4000/year 4800/year

Comparatively, ILP
i.e
Age Insurace charge Premium
30 1000/year 3000/year
40 2000/year 3000/year
50 3000/year 3000/year
60 4000/year 3000/year

The excess amount paid in earlier stage will be accumulated and net of excess amount in later stage
If the cash value projected in so low, then the policy will not be able to sustain, meaning to say if even we pay the premium, the olicy will also lapsed.
so, is cash value a concern? depends.......

some insurance agent are not well train, they dont even know what they are selling

lol
laugh die me

allianz insurance charges in terms of life is so much cheaper than aia, ge and pru, why geh??

huge growth?? how huge is huge?

i think we all know very well that few facts below:

supersound is really not insurance type of guy, dont fight with him

a few insurance agent here is try to promoting the importance of insurance and awareness

and cherroy also mentioned that its important also we not put all our money in insurance, need to do proper planning lo

because this reduce the nominee future benefit gua..

sure gt, see whether life balance want to sell onot lo