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 Insurance Talk V3, Anything and everything about insurance

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Kaka23
post Jan 6 2016, 09:04 AM

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QUOTE(adele123 @ Jan 6 2016, 09:00 AM)
No no. doesn't work that way. I need to point out certain policy works differently due to design.

anyway... the usual scenario is just SV + Cash Bonus
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What will be the best way to buy/top up insurance policy? Lets say I bought a policy at age 20.

At 30, obviously my insurance is "out dated" as medical and everything is up and up. Should I buy new insurance or top up?

At 40, obviously my insurance is "out dated" as medical and everything is up and up. Should I buy new insurance or top up?

At 50, obviously my insurance is "out dated" as medical and everything is up and up. Should I buy new insurance or top up?
Kaka23
post Jan 11 2016, 10:47 PM

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QUOTE(river.sand @ Jan 6 2016, 04:57 PM)
Usually top up is cheaper.
Also, if you have two medical policies, it can be more troublesome making claims.
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Only use one medical policy to claim will be troublesome meh?


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