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 Insurance Talk V3, Anything and everything about insurance

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Bonescythe
post Mar 14 2016, 01:42 PM

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QUOTE(Bussybody @ Mar 14 2016, 01:09 PM)
Hi

i am curios whether can i claim my personnel insurance and company provided insurance at a same time?

for example; lets say if someone involved in an accident and hospitalize for a month (or so unlucky pass away), can he/she claim his/her own personnel bought insurance and company one at a same time?

Thank u.
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If can double triple x4 claim.. Then getting sick is a good job to do biggrin.gif
Bonescythe
post Mar 14 2016, 01:51 PM

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QUOTE(spreeeee @ Mar 8 2016, 04:49 PM)
i think everyone may want to know how you were being cheated, moreover 3 times. can use them as case studies.
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I can tell you from start to now, he is bull sheeting and it never happened to him.
Because he used to tell insurance / insurance agent cheat, he continue to stand by his claim to make it consistent with his believe. But the true fact is it is not existence at all.

cheated 3 times? Hahaha.. I am wondering, either he is dump, using life coverage to claim medical insurance or wad?

Dun listen to him or even trust wad he say.. He dun have insurance policy at all, and dunno how the claim works at all.

If he want to redeem his dignity..

Come and tell us which company he bought and his policy number / IC number and we go and check.. else, all are bs from him.

I had done claim, and it is easy like pea... just give receipt and bank statement/bank book, sign a form, money come back

This post has been edited by Bonescythe: Mar 14 2016, 01:53 PM
Bonescythe
post Mar 15 2016, 03:34 PM

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QUOTE(cherroy @ Mar 15 2016, 02:57 PM)
The account won't suddenly become 150K when reached 55 yo.
You need to pay every year premium and hope everything goes well according what had been projected in the first place.

The cash value came from your accumulated premium paid + bonuses/survival benefit, not dropping from sky out of nothing, like hitting jackpot when 55 yo, then suddenly 150K windfall out of nothing.

You should use the word : "may", instead "will"
I doubt that if current surrender value only has RM7k that already running 20 yo (as mentioned by the forumer), can have 150K when it maturity.
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Maybe that account is a unit link account, and surrendering now will put the surrender value based on Unit Value at the moment.


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