I see.. so i need to get a clinic card then? do you sell this kind of insurance?

Only applicable through company group insurance. Unlimited clinic claim benefit

This post has been edited by lifebalance: Apr 16 2016, 07:10 PM

under prudential also?

yeah that is what exactly i need ! no need to bring anything, just a medical card will do

do you have any contact number?

Under AIA.

This post has been edited by lifebalance: Apr 16 2016, 07:10 PM

Nah just ignore the butthurt , one or 2 post like that i see there is nothing wrong.. moreover, you're answering my questions.

will ask my staff to get contact with you soon.

Your agent didnt lie when he/she said projected.
Of course only can claim when close down la aiyooo.

So do you mean we can claim from PIDM on bank anytime.?

You're a special kind arent you?-.-

Prudential also dont have clinic card.
Most of them get it Group insurance

okay thanks for the info.

normally medical card is common term. Medical card is used to hospitalisation and surgecal. When to use it are subject to doctor consultation.

For fever, flu or normal sickness, is not usable for medical card except doctor ask to go hospital for further screening or hospitalise. Example having dengue. Few days of fever n cool, then doctor will ask u go hospital.

For normal sickness, there r company provided by AA(asia assistant) and SOS. These company provide clinic card for employers. There are many packages and caption per visit.

as for insurance companies. They do provide medical group insurance to employers. These group insurance void once u retired or leave d company.

good detailed info on insurance

meaning if the doctor pass you to the admission we have right to use our medical card

i never use my medical card and paying around 900 per month .

As long as you're required to stay in the hospital then you can claim when the doctor admits you. Of course you will hope to be healthy all the time

yeah u know nowadays our weather.. hot like... fever flu sore throat.. all this kind of sickness

Yup.. you got it right but make sure your doctor know how to write a good report.

Secondly, u r paying too much on your medical protect per month. mind share with me your room and board rate, and limits?

i forgot the plan.. it was an old prudential plan together with savings plan.. u know that right?

the new prudential plan i knew is different from my agent.. the savings plan also different

Wow.. you knw what.. whenever i heard old plans.. i will b silent. How old is old?

Anyway its ok if you can update n review it every 4 to 5 yrs. Make sure your plan can cover your desired private hospital rate. If not you surely curse your agent. I can say your room n board rate 90% same as those paying 300-400 per month.

That if your policy are able to cover the total amount, else just see what will happens

Yup, my agent never lie to me, just that he forgot to say it is projected. The way he did is same as what Tun Lim did in the cabinet, he mislead the cabinet

Paying rm900, no wonder.

yes because of my savings plan + medical card + insurance ..

i think 3 things in 1.. i forgot the plan name need to search back for the papers

well do u think i can change it? guess i dont need so much.. agent told me if suicide lol can get millions

lol my friend pay 1k + lagi ..

Commit suicide are excluded as far as I remember if they can prove it
Best way is drive a normal car, make it skidded and whack some walls. It won't be obvious.