Jun 27 2016, 06:20 PM
QUOTE(TechMy @ Jun 10 2016, 05:47 PM)
Great Eastern ILP Review 
I would like to have an Open Case study to see if there's any Great Eastern Agent would like to provide free Review and Explanation for policy attached.
Below is My Policy, which i adjust to my preference.
Prefer to have more info about each of the Benefits and what does it really cover???
Such as what is Great Income Rider (mean i sick liao got income?)
What is IL Premium Waiver Extra Rider (i paying rm3.54 monthly, rm37,320 means i sick liao then noneed to pay anything after... but i didn't know it is rm3.54 so high before purchasing... maybe need to cancel this one, add back when i am over 50 years old
)
As any explanation here would be big plus to other buyers (who see) to purchase Great Eastern ILP. Thanks!!
Any advice from knowledgeable Great Eastern agent is highly appreciated, because insurance is quite complicated for me.
Is my adjustment like that okay?
Noneed PM, let's have open discussions. Thank you very much~!
Thanks again..
Dear, I would like to have an Open Case study to see if there's any Great Eastern Agent would like to provide free Review and Explanation for policy attached.
Below is My Policy, which i adjust to my preference.
Prefer to have more info about each of the Benefits and what does it really cover???
Such as what is Great Income Rider (mean i sick liao got income?)
What is IL Premium Waiver Extra Rider (i paying rm3.54 monthly, rm37,320 means i sick liao then noneed to pay anything after... but i didn't know it is rm3.54 so high before purchasing... maybe need to cancel this one, add back when i am over 50 years old
)As any explanation here would be big plus to other buyers (who see) to purchase Great Eastern ILP. Thanks!!
Any advice from knowledgeable Great Eastern agent is highly appreciated, because insurance is quite complicated for me.
Is my adjustment like that okay?
Noneed PM, let's have open discussions. Thank you very much~!
» Click to show Spoiler - click again to hide... «
Thanks again..
• Great Protect Link
Your plan name, Death Claim RM15,000
• CIBR
Critical illness rider, claim on 36 covered events, 36 critical illness
• Great Income Rider
In the event of Total and Permanently Disability (TPD) of the Life Assured, GE shall pay 10% of the Rider Sum Assured annually commencing from the next policy anniversary up to the policy anniversary age 70 next birthday.
Calculation
Sum Assured __________X 10% = Great Income Rider (Every year until 70 years next birthday)
• Health Protector (terminated)
Old medical plan name. Covers R&B RM100
• Accidentcare benefit
Death in an accident, RM10,000
• Waiver of premium DD (dreaded disease) (terminated)
Waived of premium payment (free premium till a certain age) for life assured on Dreaded Disease
o Replaced by Critical illness Benefit Rider, same definition, RM15,000
• Waiver of premium TPD (terminated)
Waived of premium payment (free premium till a certain age) for life assured on Total Permanent Disability
o Replaced by Premium Waiver Extra Rider, same definition, RM37,320
• SmartmedicXtra
o Overall annual limit RM990,000 no lifetime limit
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