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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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mcricky
post Mar 16 2016, 01:56 PM

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QUOTE(leo_kiatez @ Mar 16 2016, 12:14 AM)
Unless u manage top up through online..refer PDF found on below link: http://www.ptptn.gov.my/docs/User%20Manual...nge%20PTPTN.pdf

Let us know if u succeed.: p
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I notice POSONLINE got payee PTPTN, can use that to top up SSPN?
mcricky
post Mar 17 2016, 12:18 PM

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QUOTE(leo_kiatez @ Mar 17 2016, 12:27 AM)
After u tried,& let us know.. Hehe
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Tried yesterday, failed. cannot detect sspn acc😰
mcricky
post Mar 21 2016, 05:00 PM

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i just used PBB VS to pay my Aeon Watami via posonline with status "Transaction successful" hope this really works and no rejection from Aeon or PBB 😁
mcricky
post Mar 23 2016, 11:04 PM

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QUOTE(kelvinlzy @ Mar 10 2016, 10:32 PM)
[attachmentid=6147876]
OMG, I just found out that you can actually pay AEON credit card bills on Posoline using another credit card! Although it has RM1.50 surcharge from AEON, 2% convenience fee and 6% GST on the former surcharges, you can still earn rebate using your cash back credit cards (provided the bank recognizes it and give rebate)!

Below is the tabulation I did for Vox card if it is entitled for 5.3% rebate:
[attachmentid=6147877]
Note that maximum you can pay is RM922.14 as any amount more than that you will still only get RM50 (max) for Vox card.
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QUOTE(mcricky @ Mar 21 2016, 05:00 PM)
i just used PBB VS to pay my Aeon Watami via posonline with status "Transaction successful" hope this really works and no rejection from Aeon or PBB 😁
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QUOTE(CP88 @ Mar 21 2016, 05:20 PM)
Well, do update us here if you have successfully gotten the cash back.  biggrin.gif
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I just checked my unbilled transactions for both Aeon Watami and PBB VS, the payment is posted succesfully in Aeon and merchant name shown on PBB VS is "POS MALAYSIA-ONLINE KUALA LUMPUR MY" high chance will get the cb i think biggrin.gif

If i manage to get the cb from PBB VS, i think AEON WATAMI and PBB VS are the best combo cards for insurance premium (from now until Apr 2016) rclxm9.gif

1)Aeon Watami 3% combo with PBB VS 6%
Cb effective rate is 6.82% - if you pay 814.40+1.50+2%convenience fee +6%GST = 833.29
Cb amount is 50.00(RM833.29x6%) from VS, 24.43(RM814.40x3%) from watami, then minus triple charge from Posonline 18.89(1.50+16.32+1.07). To calculate the effective rate, (50+24.43-18.89)/814.40 = 6.82%

2)Any Aeon card combo with PBB VS 6% - since Aeon watami benefit discontinued after Apr2016
Cb effective rate is 3.82% - if you pay 814.40+1.50+2%convenience fee +6%GST = 833.29
Cb amount is 50.00(RM833.29x6%) from VS, then minus triple charge from Posonline 18.89(1.50+16.32+1.07). To calculate the effective rate, (50-18.89)/814.40 = 3.82%

3)If VOX and CimB 5% online cb works also, cb effective rate is 2.83% - if you pay 977.65+1.50+2%convenience fee +6%GST = 1000.00
Cb amount is 50.00(RM1000.00x5%) from UOB/Cimb, then minus triple charge from Posonline 22.34(1.50+19.58+1.26). To calculate the effective rate, (50-22.34)/977.65 = 2.83%

EDIT: Correct me if my calculation is wrong.

This post has been edited by mcricky: Mar 24 2016, 12:08 PM
mcricky
post Mar 23 2016, 11:18 PM

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QUOTE(mamamia @ Mar 23 2016, 11:15 PM)
RM1.50 is charged by Posonline or AEON? If AEON, it will show in the next statement or ur payment amount credited to aeon is only 812.90? (814.40 - 1.50?) n u will have balance due of RM1.50 ?
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RM1.50 is charged by Posonline.
In Aeon stmt, payment amount received is 814.40
In PBB VS stmt, payment amount posted is 833.29

This post has been edited by mcricky: Mar 23 2016, 11:20 PM
mcricky
post Mar 23 2016, 11:30 PM

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QUOTE(mamamia @ Mar 23 2016, 11:25 PM)
Means Posonline not only charge 2% service charge, they even charge RM1.50 fixed charges.. Double charges from Posonline
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Plus GST, triple charges bruce.gif but the cb rate is still high brows.gif
mcricky
post Mar 24 2016, 08:45 AM

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QUOTE(MGM @ Mar 24 2016, 05:48 AM)
U mean can use POSonlne to pay CIMB/UOB credit card bills?
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the other way round, use cimb or uob online CB card to pay aeon credit card

This post has been edited by mcricky: Mar 24 2016, 08:46 AM
mcricky
post Mar 24 2016, 12:01 PM

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QUOTE(ytan053 @ Mar 24 2016, 11:50 AM)
How do you get the CB in 1)?

I thought if swipe RM833.29 with VS would be RM50 CB? How do you get 31.11 and 24.43 respectively? Is there anything that I misunderstand here?  hmm.gif
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Cb from VS is RM50, then minus the triple charges from Posonline (1.50+2%+6%GST) RM18.89 equal 31.10 ( this is to calculate the effective cb rate, will edit the post to make this clear tongue.gif )
Cb from Watami is 814.40x3%=24.43
mcricky
post Apr 8 2016, 06:39 PM

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QUOTE(wjchay @ Apr 8 2016, 06:09 PM)
Cool, promos combined; cb separate.

For pos online payment to aeon credit, I hv to always pay rm1.50 more than statement amount, which will be reflected in next aeon statement. And pos online will charge 2%+ gst directly to pbvs. Right?

Thanks in advance.
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when I paid watami via PBVS last month, 1.50 is included in posonline, I think posonline has recently excluded 1.50 from the payable amount and deduct from aeon statement.. yet to get my CB from PBVS as my cutoff on 10th😁 since CB separate for supp card, might change my mind to apply PBVS supp instead of Vox and cimb👍just found out PB is giving philip coffee maker for applying supp card.. promo end by May.

This post has been edited by mcricky: Apr 8 2016, 06:46 PM
mcricky
post Apr 8 2016, 07:32 PM

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QUOTE(MGM @ Apr 8 2016, 06:51 PM)
mcricky, when u used pbb vs to pay aeon credit thru  posonline when is d posting date? N how long it took to appear at aeon statement? TQIA
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posting date 21.03.2016 in posonline, appear on PBVS stmt with posting 21.03.2016 and aeon stmt with posting date 22.03.2016, transaction date 21.03.2016
mcricky
post Apr 11 2016, 01:33 PM

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just got my CB from PBVS for my watami payment via posonline👍👍
mcricky
post Apr 24 2016, 08:01 AM

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just received SMS that my supp card is approved😁 Hope I can get separate CB for this😁
mcricky
post Apr 24 2016, 10:10 AM

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QUOTE(MGM @ Apr 24 2016, 08:51 AM)
Did u requested that d supp is on A separate statement to entitle for its own CB?
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yep separate statement😁
mcricky
post May 2 2016, 07:15 PM

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QUOTE(ronnie @ May 2 2016, 06:49 PM)
Since I apply PBB VS supplementary under SEPARATE statement, do I need to create another PBeBanking logon to view the transactions ?
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my supp n me are having separate pbebanking logon.
mcricky
post May 3 2016, 11:38 AM

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QUOTE(Human Nature @ May 2 2016, 09:43 PM)
How to register for supp? Have to go to the branch?
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my supp is already existing online user, it's auto link..
mcricky
post May 11 2016, 08:50 AM

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my supp didn't get separate CB even though I opt for separate statement.. sad..
mcricky
post May 11 2016, 05:19 PM

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QUOTE(ronnie @ May 11 2016, 08:59 AM)
How do you know ?
They didn't credit it ?
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I check both statement today, principle got CB, but supp don't have.
mcricky
post May 14 2016, 01:42 PM

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QUOTE(cybpsych @ May 13 2016, 03:24 PM)
seems like it.

1st statement only be generated if full statement month. hence, the moment you get the card, that particular statement month is actually partial, hence no statement, so no cb.
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I think this is the reason I don't get CB for my supp card...sad

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