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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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jesper_kwang
post Feb 14 2016, 03:59 PM

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QUOTE(saitong09 @ Feb 14 2016, 02:55 PM)
What's your annual income? No harm for a try
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i work at sg, and i told them after conversion rate is more than RM100000.

The officer spend some time confirm with credit card department, no conversion. Means i need to have min income sgd100000 to qualify for this card!
Wongchoy
post Feb 14 2016, 04:12 PM

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QUOTE(jesper_kwang @ Feb 14 2016, 03:23 PM)
i work at sg, and i told them after conversion rate is more than RM100000.

The officer spend some time confirm with credit card department, no conversion. Means i need to have min income sgd100000 to qualify for this card!
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This is quite normal. Most bank will take the numbers in ringgit on whatever amount you earn in SGD. God knows why they are unwilling to accept that SGD1 = RM3 !
janson_kaniaz
post Feb 14 2016, 04:59 PM

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QUOTE(Wongchoy @ Feb 14 2016, 04:12 PM)
This is quite normal. Most bank will take the numbers in ringgit on whatever amount you earn in SGD. God knows why they are unwilling to accept that SGD1 = RM3 !
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that's because he's most likely going to use the card in sg.
knwong
post Feb 14 2016, 05:26 PM

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QUOTE(Wongchoy @ Feb 14 2016, 04:12 PM)
This is quite normal. Most bank will take the numbers in ringgit on whatever amount you earn in SGD. God knows why they are unwilling to accept that SGD1 = RM3 !
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For Maybank cards they use SGD1 = RM3. So annual income is higher
saitong09
post Feb 14 2016, 05:41 PM

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QUOTE(jesper_kwang @ Feb 14 2016, 03:59 PM)
i work at sg, and i told them after conversion rate is more than RM100000.

The officer spend some time confirm with credit card department, no conversion. Means i need to have min income sgd100000 to qualify for this card!
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Another option for you, pledge FD rm34K, about SGD 11K smile.gif
jesper_kwang
post Feb 14 2016, 07:12 PM

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QUOTE(saitong09 @ Feb 14 2016, 05:41 PM)
Another option for you, pledge FD rm34K, about SGD 11K  smile.gif
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Got similar case before? since you stated rm34k! So specific!
jesper_kwang
post Feb 14 2016, 09:08 PM

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QUOTE(saitong09 @ Feb 14 2016, 05:41 PM)
Another option for you, pledge FD rm34K, about SGD 11K  smile.gif
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Got similar case before? since you stated rm34k! So specific!
Human Nature
post Feb 14 2016, 09:14 PM

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QUOTE(jesper_kwang @ Feb 14 2016, 09:08 PM)
Got similar case before? since you stated rm34k! So specific!
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minimum fd pledging is rm34k, stated by the bank. can find it at V1 of this thread
Wongchoy
post Feb 14 2016, 10:01 PM

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QUOTE(jesper_kwang @ Feb 14 2016, 09:08 PM)
Got similar case before? since you stated rm34k! So specific!
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Well, this is an open secret here at this thread because many of us here has got this card since day one and we share our experience we have with everyone . Over time we could compile all these experience into an indirect secret the bank would not really want everybody to know. Ok ... That 34k FD thing is true. So if you are interested in this card and got some spare cash to save, why not pledge FD rather than taking chance with your IRAS NoA.
red_scorpion
post Feb 14 2016, 10:57 PM

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QUOTE(jesper_kwang @ Feb 14 2016, 09:08 PM)
Got similar case before? since you stated rm34k! So specific!
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another option, go work in indonesia(batam?) and tell the officer, now i got few billion income, what card also can apply right since you told me ignore the currency conversion? rclxm9.gif rclxm9.gif
Human Nature
post Feb 14 2016, 10:59 PM

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QUOTE(Wongchoy @ Feb 14 2016, 10:01 PM)
Well, this is an open secret here at this thread because many of us here has got this card since day one and we share our experience we have with everyone . Over time we could compile all these experience into an indirect secret the bank would not really want everybody to know. Ok ... That 34k FD thing is true. So if you are interested in this card and got some spare cash to save, why not pledge FD rather than taking chance with your IRAS NoA.
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What is IRAS NoA?
QUOTE(red_scorpion @ Feb 14 2016, 10:57 PM)
another option, go work in indonesia(batam?) and tell the officer, now i got few billion income, what card also can apply right since you told me ignore the currency conversion? rclxm9.gif  rclxm9.gif
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haha brilliant!


This post has been edited by Human Nature: Feb 14 2016, 11:07 PM
Wongchoy
post Feb 15 2016, 01:31 AM

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[quote=Human Nature,Feb 14 2016, 10:59 PM]
What is IRAS NoA?

The equivalent of LHDN Borang BE.
yorkhan
post Feb 15 2016, 01:23 PM

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why is it so hard to pay via posonline???

do you guys wait before it says successful? or when checking at history is already successful? or it says pending, then u click check status it says successful or not?

mine says pending, then when i click status it changes to unsuccessful.

help please....
laymank
post Feb 15 2016, 01:37 PM

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QUOTE(yorkhan @ Feb 15 2016, 01:23 PM)
why is it so hard to pay via posonline???

do you guys wait before it says successful? or when checking at history is already successful? or it says pending, then u click check status it says successful or not?

mine says pending, then when i click status it changes to unsuccessful.

help please....
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I did one for TNB last night. And this morning I get the email saying it's 'approved'. No problem.
yorkhan
post Feb 15 2016, 01:38 PM

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QUOTE(laymank @ Feb 15 2016, 01:37 PM)
I did one for TNB last night. And this morning I get the email saying it's 'approved'. No problem.
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so means you dont click on the pending transaction and click update?
laymank
post Feb 15 2016, 01:50 PM

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QUOTE(yorkhan @ Feb 15 2016, 01:38 PM)
so means you dont click on the pending transaction and click update?
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Nope.

I paid
redirected to mastercard securecode enter enter PIN for payment
done
yorkhan
post Feb 15 2016, 02:02 PM

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QUOTE(laymank @ Feb 15 2016, 01:50 PM)
Nope.

I paid
redirected to mastercard securecode enter enter PIN for payment
done
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oh ok.... mine doesnt redirect me to the mastercard or visa for the tac... haihz
laymank
post Feb 15 2016, 02:04 PM

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QUOTE(yorkhan @ Feb 15 2016, 02:02 PM)
oh ok.... mine doesnt redirect me to the mastercard or visa for the tac... haihz
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Have you used PBB VS for online transaction which requires TAC before?
If not, maybe the card is not activated for online transaction, yet.

This post has been edited by laymank: Feb 15 2016, 02:07 PM
yorkhan
post Feb 15 2016, 02:06 PM

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PB VS and CIMB...both cant
laymank
post Feb 15 2016, 02:07 PM

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QUOTE(yorkhan @ Feb 15 2016, 02:06 PM)
PB VS  and CIMB...both cant
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I was using CIMB last night.
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