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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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wjchay
post Feb 29 2016, 08:48 AM

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QUOTE(BeastX @ Feb 29 2016, 08:44 AM)
It's one or the other.... not both concurrently...

p.s..... If it's VS... it's 18%... and with the timing right it's 24%...
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What do you mean by timing right? 6% from VS is everyday, no need timing, right? And therefore, you meant timing early Tuesdays in order to get that 18%?

I didn't think if it this way, I just registered for my PB VI, which gives 20% cb, no I know I am losing out...lol. Anyway, hope I think I am maxing out my cbs for cards, as I am also buying from airbnb, hopefully I get the 20%.


wjchay
post Mar 7 2016, 01:34 PM

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Hi people,

Below are AirBnB transaction dates, both transactions below was done at about 7-8am Tuesdays. Based on the descriptions, seems like they are using UK time, which is 8 hours behind. So I guess the first was done a bit early, therefore did not fall into a Tuesday sad.gif.

Post Date Trn. Date Transaction Description
23-02-2016 22-02-2016 AIRBNB * AIRBNB.COM GB
02-03-2016 01-03-2016 AIRBNB * AIRBNB.COM GB

wjchay
post Mar 11 2016, 04:51 PM

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Called LHDN about byrHasil credit card payment. They said bank will charge 0.8% of the transaction amount.

I have to pay RPGT about 7k+, so the bank charge would cost more than the CB cap. So not worth it.


wjchay
post Mar 12 2016, 07:59 AM

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QUOTE(roy918 @ Mar 11 2016, 10:30 PM)
Yes, tried split payments in 2015 and gotten 4.x% tax saving. tongue.gif
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Other than pbvs, which other cards give cb fir online txn?

wjchay
post Mar 24 2016, 04:56 PM

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QUOTE(tan_aniki @ Mar 24 2016, 05:45 PM)
free set meal?
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yes, quite worth it, if you're not in a hurry to catch a flight.
wjchay
post Mar 24 2016, 06:55 PM

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QUOTE(tan_aniki @ Mar 24 2016, 06:03 PM)
Just show them the card?
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Yes, they will swipe it. They will show you a special menu for credit cards. Order at cashier, they will bring the food. It's not buffet.


wjchay
post Mar 26 2016, 12:21 PM

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QUOTE(Human Nature @ Mar 25 2016, 10:21 PM)
I beg to differ. I rank pbb cs in top 3
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Depends on branch (staff of the branch), i guess. I was at Nilai branch, and I had to shout over the counter to the auntie behind the desk for not doing her job right.

wjchay
post Mar 28 2016, 09:28 PM

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Anyone knows if bukit jalil golf resort monthly club fees can get rebate?

They do have credit card terminals and accept auto debit fr credit cards. Unfortunately they are not in uobpayonline.
wjchay
post Apr 8 2016, 02:46 PM

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QUOTE(laymank @ Apr 8 2016, 03:15 PM)
In that case , total fee chargeable is 2% + GST + RM1.50 (by AEON).
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If pbvs cb is maxed out, we would not get that 6% cb, but still hv to pay overhead of 2% + gst + rm1.5 ohmy.gif

Also if we fall short of the statement amount fr aeon credit, there will be interest charged as well?


wjchay
post Apr 8 2016, 02:53 PM

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QUOTE(ytan053 @ Apr 8 2016, 03:49 PM)
That's why one can apply for a supp card just to pay Aeon cc  cool2.gif

Of course if fall short, interest will be charged. Need to pandai pandai adjust the amount payable.
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But supp card and principal shares the same cb, right?

Also I'm wondering if the rm1.50 aeon credit fee is flat regardless of payment amount?


wjchay
post Apr 8 2016, 03:47 PM

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QUOTE(ytan053 @ Apr 8 2016, 04:00 PM)
i thought if the supp are assigned separate credit limit and separate stmt etc, the cb is not combined? I have received my RM50 for principal and RM50 for supp separately.

Yes, the RM1.50 fee is a flat rate. You cant see the RM1.50 as a separate line of payment as it is included in the payment that you want to make to Aeon. Like my attachment, the RM1.50 is already inside the first line.
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Ok my mistake, too many cards, too many rules. I guess I hv to start applying for supp.

How bout lounge access? Separate quota?

Thanks.
wjchay
post Apr 8 2016, 06:09 PM

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QUOTE(ytan053 @ Apr 8 2016, 04:51 PM)
I too assume the CB was shared until I find out from lyn that the CB is separate, hence this yr only get a supp card. The assumption is becoz for all the promo, they always say the CB is combined spending of principal and supp, so I thought the CB too. anyway the tnc didnt state about separate CB for principal and supp.

Lounge access is combined, this one is in their t n c.
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Cool, promos combined; cb separate.

For pos online payment to aeon credit, I hv to always pay rm1.50 more than statement amount, which will be reflected in next aeon statement. And pos online will charge 2%+ gst directly to pbvs. Right?

Thanks in advance.
wjchay
post Apr 8 2016, 10:55 PM

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QUOTE(tonytyk @ Apr 8 2016, 08:19 PM)
PBB CS mentioned that Separate cash back for supplementary card is not a permanent feature
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What is the condition for waiving AF for supp card? Another 12 swipes just for supp card?

Thanks.
wjchay
post Apr 23 2016, 02:46 PM

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QUOTE(supersound @ Apr 23 2016, 11:11 AM)
Basically most transactions that requires TAC except PBB website are considered as online.
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I can't recall exactly, but sites that allow card details to be saved for future use do not request tac every time, then how? E.g. tm or maxis portals.
wjchay
post Apr 27 2016, 06:12 PM

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I registered but never got the bags sad.gif
wjchay
post Apr 27 2016, 08:55 PM

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I got it about cny time, February? So hv to wait max 3 mths?

Anyone got the bags already?
wjchay
post May 5 2016, 09:48 AM

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Anyone knows how to pay aia or allianz medical insurance online using credit card? Can't find on their mobile website.

Thanks.
wjchay
post May 5 2016, 10:16 AM

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QUOTE(MGM @ May 5 2016, 10:58 AM)
Thanks but uobpayonline doesn't have aia nor allianz. Aia.com.my mobile site - my best guess is it's in the aia@myservice login page, which I don't hv the login, is this so?


wjchay
post May 5 2016, 10:35 AM

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QUOTE(cybpsych @ May 5 2016, 11:19 AM)
if no login, why not register a new online account?

u need to do this for any online portal, right?
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Haven't bought yet, just checking if anyone knows aia or allianz accepts cc online so that I can get cb.
wjchay
post May 5 2016, 10:54 AM

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QUOTE(laymank @ May 5 2016, 11:45 AM)
For AIA, yes, payment at AIA website is entitled for cashback.
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QUOTE(jhlou @ May 5 2016, 11:46 AM)
Go to AIA Myservice page, click Register button at bottom.
PB VS card paying via this website entitles CB.
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Thanks guys. What about allianz?

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