Now how old r u? 30? Double up become 3.6k?

Kl also..? Sometimes i quite proud all of you, with 3k can live happily.. Really sufficient?

Komisen / bonus? I know insurance field start 4k plus with contractual bonus 6 months and increments

Still got mood and time play not bad.. I very tired no mood play any game.. Everytime back home see my baby happy already

Angkat astro... internet download.. main dota 2.. cam tu lor.. tok kok in k/

or channel those  time earning monies

gf oso need AA lor.. difficult times..

Some activity money earning.. if hobby stick to gamingor sports lor..

Thanks.. Having a baby is not easy.. You should start to save.. Wedding,honeymoon,labor+check up, baby..
Haha but kl food big portion of rice or mee only..

Yup. Injection full rm47x one time haha

Go semi government...  fully private price kills.. inb4 many still labour in gov..

just make sure a  O blood friend standby.. last time mom labour me 4k nia.. 30 years ago lar cheras kl area..

if wife and you working.. need nanny too .. here rates 800 to 1k.. mon to friday nia.. 7am till 7 pm.. foods not included..

medical cards when baby time .. pru mum.. aig mum...muz buy

Yes.. Currently mum in law help take care because wife still there in maternity period.. She going to start work soon and later my baby will ask my mum help take care but still need give extra 500.. No matter how much we earn also not enough.. Because everythings are too expensive.. How many squarefeet the landed house?
My advise for you bro.. Buy house now.. No matter how hard, buy house... Car can put away first..

Dun too worry.. having child cannot plan one.. it comes then it come lor.. many oso unplanned.. but at least make sure education.. health.. food cover..

worry too much / plan this plan dat.. later nth goes right..

yes.. both working is better.. solo hard to sustain..

property is a must.. how long can you rent.. inb4.. tomorrow mb bank will increase interest rates for loansafter USA hike fed interest.. juz mb..
500k loans mb extra 200 monthly..

see mother in laws or mother want help look after grandchild or not

Current public bank loan is 70% balance left of your net salary, this include those commitment..

Assume 1k salary left after deduct commitment,
So you got 30% which is rm300, it will be your monthly installment.. Max rm300..

Rhb is 50%

Like me lor.. I got married 3years earlier as planned.. My wife agong ahma die liao, then her relative ask if want to married need within 100days.. If not 3 years later.. But that one can be bypass la, got trick also one.. Then my wife ask me that time, i want marry her that time or not, i tell her i will marry her if she wish now.. Then she wants it.. I have no saving, no credit card, no support from parent.. Nobody could help me in financial.. Then the only choice is sell away my old superbike to cover my wedding.. After wedding, my wife wish to travel but she undertand im lacking of money, i looked at her, she looks disappointing and sad but trying to hide it.. Then i immediately bring her go to buy honeymoon ticket.. So after 3mths, we went to honeymoon, my wife wish to have baby, so we both working hard, in 1month time she got pregnant.. We dont trust govt hosp so we go for private specialist centre for labor, picked good doctor for wife and baby.. Until today lo... So this is my happiness and sour story.. Lel

I think cheapest hobby will be free weight workout. It also save you from extra medical bill. Haha.