QUOTE(jellybean-fish @ Dec 17 2015, 12:01 AM)
Komisen / bonus? I know insurance field start 4k plus with contractual bonus 6 months and increments
Rant bout my salary
Rant bout my salary
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Dec 17 2015, 12:03 AM
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#21
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Dec 17 2015, 12:06 AM
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#22
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QUOTE(MiracleForever @ Dec 17 2015, 12:03 AM) So shouldn' t you be more bersyukur? In such conditions still good pay..haizzz... I ask nearlee first .. you dupe ke pe? KL name je power.. ingat dalam dunia bekerja.. 10 orang 7 pekerja 3 majikan.. itu nisbahnya.. macam tu lar negara imperialisme |
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Dec 17 2015, 12:12 AM
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#23
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QUOTE(MiracleForever @ Dec 17 2015, 12:08 AM) Not really good pay la. My baby monthly need fixed 1.7k already.. Got house and car installment.. Haha tu dia.. 1.7k baby.. car loan 1k.. house surely ard 2.5k..insurance... 500.. petrol touch and go penang brisge.. ard 500.. dapur 500.. lain lain.. Wife and baby also got insurance.. Petrol, eat etc havent count le below 10k.. 7k region.. if wife working better.. middle class lar tu |
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Dec 17 2015, 12:14 AM
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#24
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QUOTE(jellybean-fish @ Dec 17 2015, 12:09 AM) be shukur loh, at least save up some money. Got GF , mostly AA bill loh Angkat astro... internet download.. main dota 2.. cam tu lor.. tok kok in k/Control my spending , pick a less expensive hobby loh. poorfag like me buy console , play mostly 4-5 game a year. or channel those time earning monies gf oso need AA lor.. difficult times.. |
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Dec 17 2015, 12:17 AM
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#25
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QUOTE(MiracleForever @ Dec 17 2015, 12:13 AM) Below middle class.. Always eat outside.. Really not enough spent.. Im really impress with those 30yo at kl earning rm3k and below manage to survive until tonight.. There are alwayls way they survived.. somewhere along they cut here cut there..single.. lower grade property.. lower grade car.. cheap foods.. so many.. gov servant are d maineat lesser outside.. not healthy too.. penang island food .. small portions.. kl price.. chewwwww... |
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Dec 17 2015, 12:21 AM
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#26
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QUOTE(kenji1903 @ Dec 17 2015, 12:15 AM) Investment ah? First set ur limit to buy within affordability.. areas that suit you for long term.. dis climate one prop you choose stuck with long time..choose new areas or established.. cheras.. bandar tun hussien.. balakong.. salak selatan..pemaisuri.. |
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Dec 17 2015, 12:22 AM
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#27
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Dec 17 2015, 12:30 AM
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#28
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QUOTE(MiracleForever @ Dec 17 2015, 12:24 AM) Thanks.. Having a baby is not easy.. You should start to save.. Wedding,honeymoon,labor+check up, baby.. Yup health is expensive.. medical cards last defence.. muz buyHaha but kl food big portion of rice or mee only.. regarding d portions.. kenyang sudah.. wen rich time baru makan.. self cook.. u stay mana? Island or BM.. nibong tebal? Island sure exp.. property all 700k above.. BM and etc cheaper...500k mb.. island dat jamm.. lim chong eu highway dunno why.. the town roads are too small |
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Dec 17 2015, 12:44 AM
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#29
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QUOTE(MiracleForever @ Dec 17 2015, 12:39 AM) Huhu.. 800k.. landed double storey .. leasehold.. hang lesser in queesnsbay type of mall for food.. burn ur pocket fast... wah installments 3k plus.. if decently new dsl.. batu maung areas.. but many foreigners too... factory area.. see.. midnight snack sumore.. me poorfag hungry and sleep liao Well juz my 2 cents.. if really can afford..dun bother take anyting seriously |
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Dec 17 2015, 12:48 AM
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#30
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Dec 17 2015, 12:54 AM
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#31
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QUOTE(MiracleForever @ Dec 17 2015, 12:47 AM) In penang island.. Just can afford to buy condo.. Hope i wont downgrade to flat lel.. Sleep good.. Wont fat.. I cannot tahan thats why go out buy.. Haha 800k condo high end... facing penang bridge.. haiya if cannot mai flats lor.. penang flats maintenance ok geh.. or stay BM lor.. but pay tolls.. 800k condo.. batu ferenggi .. pg all lol one.. exp..bro night time nasi kandar not a good idea.. sth hot warm like mee better if medium is soup..mb some pau... dis eating style I oso favourite with my gf.. reduce d drinks.. dun every meal sweet drinks.. many times cannot tahan take plain water.. chinese tea.. lol |
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Dec 17 2015, 01:00 AM
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#32
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QUOTE(jellybean-fish @ Dec 17 2015, 12:50 AM) yup , i just don't have the extra money at the moment to spend it. Go semi government... fully private price kills.. inb4 many still labour in gov..i know , need to save alot , hear bout of my frens from baby check to labor used up bout 10k-15k depending on which hospital. Too bad not much ppl believe in goverment hospital anymore. just make sure a O blood friend standby.. last time mom labour me 4k nia.. 30 years ago lar cheras kl area.. if wife and you working.. need nanny too .. here rates 800 to 1k.. mon to friday nia.. 7am till 7 pm.. foods not included.. medical cards when baby time .. pru mum.. aig mum...muz buy |
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Dec 17 2015, 01:01 AM
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#33
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Dec 17 2015, 01:07 AM
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#34
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QUOTE(MiracleForever @ Dec 17 2015, 12:58 AM) Ya not good but at this time only can get nasi kandar haha.. Think to go prai/butterworth stay, but once i moved there, its impossible for me to back to penang stay again as you know penang housing price hike like crazy and mainland one hike slowly.. QUOTE(MiracleForever @ Dec 17 2015, 01:02 AM) Haha I m not penang ppl.. my gf is.. batu maung.. landed last time b4 2nd bridge open cheaperu planning to sell condo 800k ah? I seen BM is ok.. nice landed..500k to 600k..or consider seri juru.. they building landed ard 500k.. ya lar.. I no children yet.. but hear ppl complaint di nanny expensive.. ask in laws or mom help lor.. pay them.. if they want.. if not 10k oso not enough.. |
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Dec 17 2015, 01:14 AM
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#35
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QUOTE(jellybean-fish @ Dec 17 2015, 01:08 AM) wah Dun too worry.. having child cannot plan one.. it comes then it come lor.. many oso unplanned.. but at least make sure education.. health.. food cover..no choice, for better future. not enough income don't even think of giving birth o, now got money don't even think of buying house also. worry too much / plan this plan dat.. later nth goes right.. yes.. both working is better.. solo hard to sustain.. property is a must.. how long can you rent.. inb4.. tomorrow mb bank will increase interest rates for loansafter USA hike fed interest.. juz mb.. 500k loans mb extra 200 monthly.. see mother in laws or mother want help look after grandchild or not |
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Dec 17 2015, 01:22 AM
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#36
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QUOTE(MiracleForever @ Dec 17 2015, 01:12 AM) Yes.. Currently mum in law help take care because wife still there in maternity period.. She going to start work soon and later my baby will ask my mum help take care but still need give extra 500.. No matter how much we earn also not enough.. Because everythings are too expensive.. How many squarefeet the landed house? Haha good idea .. can help them pass freetime looking grandchild.. pay extra nvm..My advise for you bro.. Buy house now.. No matter how hard, buy house... Car can put away first.. First few years sure suffer one.. sumore 2 am baby wake up.. 5 am baby wake up.. sleep oso problem.. if in laws or mother taking care.. equip air corn room. Astro..help reduce boredom for them.. suffer sin.. after aged 4 to 5.. sent day care center lor..life is like dat..still pay 1k like dat but include breakfast /meals d landed is 24 x 75... double storey fully reno 750k.. but near flats one...there are newer vp 3 storey.. dunno how much after 2nd bridge open... sure millions.. just move within better suited budget props..my 2 cents.. |
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Dec 17 2015, 01:30 AM
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#37
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QUOTE(MiracleForever @ Dec 17 2015, 01:21 AM) Like me lor.. I got married 3years earlier as planned.. My wife agong ahma die liao, then her relative ask if want to married need within 100days.. If not 3 years later.. But that one can be bypass la, got trick also one.. Then my wife ask me that time, i want marry her that time or not, i tell her i will marry her if she wish now.. Then she wants it.. I have no saving, no credit card, no support from parent.. Nobody could help me in financial.. Then the only choice is sell away my old superbike to cover my wedding.. After wedding, my wife wish to travel but she undertand im lacking of money, i looked at her, she looks disappointing and sad but trying to hide it.. Then i immediately bring her go to buy honeymoon ticket.. So after 3mths, we went to honeymoon, my wife wish to have baby, so we both working hard, in 1month time she got pregnant.. We dont trust govt hosp so we go for private specialist centre for labor, picked good doctor for wife and baby.. Until today lo... So this is my happiness and sour story.. Lel Normal life as couples.. both working..no money issues can discuss then ok.. if not money problem jialat...but a good choice 1st baby owayls find d best.. sked maa.. 2nd one oso go ahead..I see a good life you had there.. mb juz need to trim sum expenses to suit increasing prices.. you ok liao... me still gotarriage hurdle..here weeding banquet 1k per table.. this and that.. surely 40k to 50k gone.. then property.. reno lar.. haizz. Use all savings and start again profit more...life is like dat..good luck penang lang... |
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Dec 17 2015, 01:34 AM
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#38
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QUOTE(MiracleForever @ Dec 17 2015, 01:28 AM) My baby is 1month and 12days now.. One time drink 3oz milk, her self alarm clock set within 1.5~2hr.. So hard to sleep. If she wake up after 1hr and 30min, after finish milk need make her sleep back, so sleep awhile then wake up again.. Sent her to mum in law so i can sleep and work.. Lel Haha a cute baby SHE.. noti.. mummy daddy taking care like princess..if wake up dun cry loud loud..U worm business/ freelance.. lucky lor you flexible time.. eh.. who waking up and feed baby? Rotate? |
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Dec 17 2015, 01:36 AM
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#39
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QUOTE(jellybean-fish @ Dec 17 2015, 01:29 AM) QUOTE(jellybean-fish @ Dec 17 2015, 01:32 AM) that a good story Share with wifey lor... no problem one.. loan now very strict ...but try ask bank sin..every guy tell the ladies if marry is your wish then wish granted , in future sure kena sound... happen to me be4... life juz like dat |
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