if tomorrow some profit taking 

Stocks that buy 2015 make money.

Stocks buy at 2014 still losing money.

Overall still losing, you tell me pek chek not?

Who got more than 3 PRS funds?

Coz. I having thoughs to buy a new PRS fund this year.. 

How many percent sudah drop?  What is your plan?

Is just my opinion. I don't have a FSM account yet. Maximise PRS for income tax. No more than that. After that focus your money on other stuff. From what I have been following (few months of stalking this thread), PRS does not match up to the expected returns compare to the normal UT funds.  One can use the normal UT fund as a form of PRS also.

One already have EPF, active UT, shares in Malaysia (not everyone have shares). Diversify out of Malaysia. I think that is more than enough in Malaysia.

Any of you jus made a 50 bond 50 equity portfolio or f*** it with 90% equity or more ? btw not gonna retire anytime soon so my blood still boils seeing red sea ...

Then I can still top up...

Forgot to top up ytd...

enough lor for me... now leave it auto pilot.

Will top up only PRS for coming months..

Aladdin funds sinking like the titanic. Just google Aberdeen, they lost a lot of money last year. In December 2015, one of their top fund managers for Asia left after 20 years...