I supposed each of your account would be designated for a different purpose right? I did thought of transferring my current individual account to 2 beneficiary accounts for my 2 kids; but what if 1 perform and 1 doesnt? 

Too much info. Hard to digest.

Perhaps Uncle Looi or Uncle Kimyee can help on the summary.

profits almost all wiped out......left RM700 only

If I were you, I will cut my losses and move on.

To draw an analogy. A patient is in a coma and is on life support system. He may or may not wake up in the future. The chances of him waking up is 5%. So would it be more humane to cut off the line support system now and let the patient die?

But the final decision is yours. It is your hard earned money. Do you have confidence that the price of oil will rebound in the short run?

At Investment Fair now. Tea and coffee only. No snacks

+100

I would just schedule my regular top ups earlier to take advantage of the 0.5% SC, will not show hand top up big lump sum

From RHB:
Bond yield: to move higher before coming down
Regional currencies: the worst is probably over

Aberdeen guy:
India is top pick

Mind if I asked why you people are running away from Ponzi 2.0? I have Ponzi 2.0 in my portfolio. A bit worried when I am seeing sifu here bailing out from Ponzi 2.0.

i thought when down, time to topup? haha.. some more with 0.5% sc

If it has potential to go up in the future, yes

Question is. Is it?

haha... many funny peoples around, asking all sorts of weirdo questions...

that private session makes me sweat....somemore a lady vs 3 lengchai...