Overall, this thread seems quite nice and active. A lot of good sharing. Keep up the good work guys.

Ini UT, totally different animal from stocks eh. But concepts & most fundamentals should be the same. Just need to consider more factors - UT manager, charges and more global & regional matters.

There was an old couple that told me in during last Christmas about how well their investments in KGF and KAPF were doing. Reached 40 to 50+% return in 2 to 3 years. They have recommended to all their friends, colleagues, family to buy those funds. Now, that got me really curious to check out how well most of the funds are doing here.

Let's say we do a simple comparison... on a 1 to 1 basis:
1. Stock A - has a simple business model and operates and transacts only in MY.
2. Fund B - The UT mgr chooses to invest in the equity market (various blue chip or mid cap counters) and in FD.

I see myself doing lesser homework for point 1 then point 2. Little factors to trouble myself with.

For Point 2, u need to know how the UT mgr works and how the regional and global markets are performing that will have an impact on your fund. The strategies taken by the UT mgr plays a big role on how well the fund does.

Yes, the UT mgr does the strategic investing for you, but as an investor, impossible u're not bothered whether the prospects are in tact for your investment right? So must do more homework lo.

The above is inverse when u're investing and monitoring say about 20 to 100 stocks with various biz models of various industries.

For UT, I think once you read one report on the regional & global factors, should be almost similar news to all other funds, unless the detailed coverage material is different.

Just my opinion.