No-lah. My post no. 1356 was meant as a joke to lighten the atmosphere in this forum a bit. Everyone seems to be a bit sombre because of the global rout. Like attending a funeral already.

I have not lost my marbles....yet....to hold 100% in Malaysian small cap.

If I read the Morningstar Asia info correctly, the current cash holdings of the following funds are as follows:-

1. CIMB Dynamic (aka Ponzi 2) = 15.79% of net assets
2. CIMB Global Titans = 9.89% of net assets
3. Eastspring Global Leaders = 1.67% of net assets

FSM's Fund Sheet also not so updated. For Ponzi 2 and Titanic fund, the Fund Sheet is as at November 2015.

(Reaching for my popcorn). Let the battle begin.

Thank you Dasecret. This is the first time that I have read the factsheet which says this.

If I were you, I will cut my losses and move on.

To draw an analogy. A patient is in a coma and is on life support system. He may or may not wake up in the future. The chances of him waking up is 5%. So would it be more humane to cut off the line support system now and let the patient die?

But the final decision is yours. It is your hard earned money. Do you have confidence that the price of oil will rebound in the short run?

This post has been edited by Vanguard 2015: Jan 15 2016, 10:06 AM

The projected oil price drop is USD 20 a barrel. It may or may not happen. Warren Buffett is buying up shares in oil companies. Unfortunately we are not him. I would rather use the money from Am Commodities to invest in other funds. I am just looking at the lost opportunity costs.

It is your money and your call bro.

This post has been edited by Vanguard 2015: Jan 15 2016, 03:53 PM

Very exciting times....

My CIMB China is down by 6% and RHB China India is down by 6.2%.

I am not sure how long my heart can take this...

This is very true but also very difficult for some investors to understand. If you ask an average investor, "Would you like to make a potential gain of more than 10% per annum investing in unit trusts?" He will say "Fuyoh, where do I sign up"?

Then tell him, "But in the short run, there could be some bumpy years. You need to ride out the bumps by investing for the long run. So you could make a paper loss of 10% or more in the short run...".

The average investor would say, "Huh.. WTH. I only want the potential gain but I don't want to suffer the potential loss. Can ah?".

Our answer, "Mana boleh. Where got free lunch one in this world? "

Well, you can ask Pink Spider to do CPR on you...

Ptui, ptui, ptui. And he will let his brothers in arms in the forum die from heart attack.

No more no more no more. Wait until April 2016. I just topped up last week.

For me....ASM/AS 1M, OD account.....

I tarak FD or CMF. Living dangerously is my motto.

This post has been edited by Vanguard 2015: Jan 15 2016, 05:12 PM

I pity the investors queuing up to top up their investment at the FSM booth at Sunway Pyramid.

I feel like telling them, "STOP. You can do this from the comfort of your house without driving to Sunway Pyramid".

I notice this year's freebies are not as good as last year. Most of the booths have no freebies. Maybe it is because I went late, at around 2.00 pm. Or it could be a sign that the economy is not doing well and even the fund houses are tightening their belt.

If I invest based purely on EQ and not IQ, I would cash out from my equity funds now. Hold 50% in FD and CMF, 40% in bond funds and 10% in Global Titans and KGF.

Alas, I cannot predict how the markets will perform in the future. Purely based on my instinct which is worthless, I would say that there will be another global economic crisis this year or at least a major market correction. Those with titanium balls would load up on oil stocks and gold now.

But ANALysis is quite useless right? Everyone has one. It is what we call financial pornography...

Dunno leh. Last year I got one lunch invite by FSM but I didn't go. I think it was sponsored by RHB and Manulife if I remember correctly.

Bijian Bar and Restaurant, Jalan Ceylon, KL. I have never been there before, so I dunno whether it is 5 star or no star restaurant.

It's ok sis. You didn't lose anything. I don't think the food is great. Anyway it is like first time dating. I rejected the invitation once and never got invited again.

Aladdin funds sinking like the titanic. Just google Aberdeen, they lost a lot of money last year. In December 2015, one of their top fund managers for Asia left after 20 years...

Isn't this rear view mirror investing? It is like flipping a coin. 50/50 chance the RHB Smart Treasure fund will continue its sterling performance.

Sorry ah to the forumers here. I don't mean to be a party pooper.