There are over 100 funds in Malaysia that have CAGR over 7% over the last 10 years, mind you that includes the 2008-2009 GFC. Not X number of years in a row above 7% though. I'm not expecting any REAL investment that will return positive returns every year, those are called ponzi schemes.

Hand itchy liao.... decided to try Vanguard's ninja trick; intra switched some of my MY equity funds to bond funds for credits 

What about you?

This is a good time to be in office, quiet not much calls and meetings; and the traffic is superb....
Next week the nightmare will start again 

I don't have so many annual leave to burn la.... If I'm taking a day off would rather go shopping, go spa, go facial etc.... It'll be more tiring than going to work 

Yeah... my sifu agree with my approach wor... 
I still haven't switch out my Hwang SOF to ponzi 1.0; maybe should do it tomorrow... Hang Seng falling anyway

This is some accountant obsession is it? Cannot have reconciling items? 

KLSE at 1,680 level liao.... any chance to break 1,700 by end of this year? 

I just want it to hit 1,700 for me to throw some of my underperforming Msia funds 

Update on my credit ninja trick

I forgot about switching fee and didn't check before switching... turn out pheim charges 1% 
The 0.5% sales charge promo would have been more worth while 

High correlation coefficient with Ponzi 2.0 ma...

Anyway, all these correlation stuffs sounded familiar to me but not exactly sure what it really includes... Now I know why, I studied them in ACCA last time  Was clearing some old boxes from store room and found my notes... sei mou.. completely forgotten what I studied 

As to EI bond fund, is it such a great fund? If I judge from 6 months returns of 1.9%*2, the annualised return is 3.8% which is the same as CMF. I disregarded the one off recovery of previously impaired bond that caused 1 year return of 11.7%

I hold RHB Islamic bond... but it's riskier la, 20% on a single A rated bond 

Opps... sounds like I'm older  I took under old regime so finance is mandatory. In fact, the last 3 papers I scored highest for finance....

Geng wor, professional level can score >80%... so at least Msia prize winner lor?

Hmm... when I tried on morningstar, I remember getting 60ish correlation between RHBATR and ponzi 2.0

OT... accountants who r better at goreng-ing exams than counting... sounds like will be good at cooking books.... alarm bells going off 

Anyway... of course cannot average like that la... I logged in to morningstar again, still show me 0.72

Need to ask your con-sultan how he get his numbers

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What is Ponzi 1 ? What is Ponzi 2 ?

What is the time frame you're looking at ?

IMHO, considering how often you're switching, you should be looking at a much smaller time frame.

BTW, my datastream is also from morningstar, just that its converted to MYR before it spits out the diagrams. The numbers i put up earlier are quite accurate.

sorry boss, i only started talking with you last week. Then i see you talking about switching, adjusting that etc. I thought you quite regular. When I have time I send you a 3y table la.

TQTQ 

So it's something free account can't do? Can't seem to find a button to change currency

But according to the numbers presented by Con-Sultan™, the corr-coeff does change with diff currency used.

Xuzen

me think so also....just dun't ask me to tell why....
c the MYR drops...ATR up....coincident or correlation??

Con-sultan is going to start to charge us soon