or a financial manager ?

My experience, need hard copy!

hi guys

for cooling off period, does that mean if i withdraw within that period, no sales charge occurs?

can we utilize this feature to exit the fund if price drop a lot during that period?

anyone here use EPF to invest? average EPF past few years about 6% and always positive

just an example to clarify yah
Let's say the UT current price is RM 1.0000 and normal sales charge is 2%

invested RM 1000, so total units i get is 980 units

Dividend declared 1 unit = RM 0.1000

So, i will get dividend of RM 98 which is reinvested

if the current UT price is still RM 1.0000 (i know that's not realistic but this number is only for easy calculation), do i get extra

1. 98 units or
2. 96 units

thanks

would you want to earn X% extra over EPF with the risk of possible losing that much too?

How Did EPF-Approved Funds Perform In 2014?
http://www.fundsupermart.com.my/main/resea...?articleNo=5522

past performance is not indication of possible future performance.

Safer bet?...I would suggest don't touch the EPF...consider it as FI.
invest with the monies that you can afford to lose and sleep well after losing them.
EPF is for retirement and if you are thinking of safer bets....don't touch it.

Siapa cakap takda Ponzi? Ponzi 1.0 is inside the list

A Con-Sultan from a competitor eh?

Sniff sniff...

I smell a Kenanga rat. You look like one, you talk like one and you certainly smell like one.

Xuzen

Mana ada goreng...I cuma pandai argue...esp with theoretical stuff...

LOL! CON-sultan pwned!

Oi CON-sultan, MANA LU???

Need to ask your con-sultan how he get his numbers

[attachmentid=5654974]

Hwang Quantum is P1
CIMB Asia Pac Dynamite Incum is P2

Personally I prefer 3-year

Mana ada, my portfolio composition have been the same over the past 1-year, only dumped Hwang SOF and the % of the funds changes over time.

tabulinimachiam

So it's something free account can't do?

Direct from Morningstar or you need to do some Excelling to it?

is this generated by morning star ?
register free any charges / subscription fee apply ?

But the math...I cannot brain

Funds are denominated in MYR

So the rise and fall should be relative and constant in %...no?

"A Rising Tide Lifts All Boats"

"Motorbike - bumpy ride. SUV - smooth ride. Pot hole, both also masuk, cannot ride"

so in lay man terms..
1) the correlations stuffs that are discussed and shown here for the past few days TAK Boleh pakai to correlated both local focused and foreign currency exposed UTs?

2) Correlation value between funds (ex: from Morning star) can be influenced by the movement of currencies?

most probably to this

Not sure if our con-sultan regret coming to this thread... all the people in this thread same same one.... want free and good!

LOL! He come her looking for biz (cari makan) but ended up like Santa Claus, giving free x'mas presents!

Xuzen

yes,...thank you....
this AMB ITF fund serves as my spare "reserves" to move my funds to top up the just in case "Kena hit" kaw kaw funds
...

geee,..thks for the chart...
from yr charts ...looks like it dropped like EQ funds too in 2007~2009

I was looking at the 3 yrs annualised volatility %....it was the least on my intended portfolio
was thinking to use it for reserves ammo....with a better than FD rate. at normal times

I guess if you plan to park your Ammo there.. maybe need to think twice. From the chart.. it goes down quite steep and take some time to climb up like other equities..

from his earlier post at page # 5, post# 86, I think [yklooi] is looking for a quantum leap to jump up his IRR from his simulation of expectation.....
post#94 , he mentioned of what he had tried and post # 96, what he will be trying...

and from his post at page # 35, post# 700, he mentioned about FSM comments of small cap index....

therefore, I think he would not be so gung ho,...when the small cap index is higher.....
so I think he will reorganise or do his "portfolio transformation plan" again when that time comes....
he already mentioned in post # 693....."2016 will be the year of either make it or burst".

just hope that he can achieve his "portfolio transformation plan" in < 9 months....

looking at his planed portfolio allocation.....at 28% FI (AMB ITF), 21% M'sia Small cap & 11% KGF and 23% in Ponzi 1.0 (Ponzi 1.0 has 30% in M'sia).......
I think the chances of AMB losing 10% NAV which would affect his portfolio by 2.8% to be very slim compared to the chances of his M'sia coverage dropping 10% which would affects his portfolio by a large numbers to be MUCH higher.